农发行新疆分行支付结算业务管理及发展策略研究

发布时间：2018-04-11 13:52

本文选题：农业发展银行 + 支付结算　；参考：《新疆大学》2014年硕士论文

【摘要】：支付结算是市场经济各个主体资金清算的中介，是连接资金和经济活动的纽带，是实现社会经济活动正常运行的必要手段。支付结算业务是金融机构所提供的最基础的金融服务业务。在社会经济高速发展，以及金融行业竞争不断加剧的情况下，支付结算业务的功能更加突出。随着中国农业发展银行新疆分行业务规模的持续扩大，支付结算服务功能在保障该行业务健康、稳步发展中会发挥更加重要的作用。当前，该行支付结算业务存在着支付结算工具偏少、结算手段单一、现金支付结算量仍较高等问题，对该行未来业务的进一步拓展以及提升金融竞争力，都会造成严重的影响。本文对中国农业发展银行新疆分行在支付结算业务存在的问题及成因进行具体分析，应用战略管理的分析模型和方法，结合该行业务经营特点，对该行的支付结算业务发展战略进行研究，，从而确定适合该行支付结算业务下一步发展的战略及实施发展战略的相关措施。同时，利用支付结算业务在经营管理中的重要作用，对开户企业在支付结算方式的选择，以及对该行收购资金的管理中，做出相应的策略。
[Abstract]:Payment and settlement is the intermediary of fund settlement in market economy, the link between fund and economic activities, and the necessary means to realize the normal operation of social and economic activities.Payment and settlement business is the most basic financial services provided by financial institutions.With the rapid development of social economy and the increasing competition in financial industry, the function of payment and settlement business is more prominent.With the continuous expansion of the business scale of the Xinjiang Branch of the Agricultural Development Bank of China, the function of payment and settlement service will play a more important role in ensuring the health and steady development of the bank's business.At present, there are some problems in the bank's payment and settlement business, such as the lack of payment and settlement tools, the single settlement means, the high amount of cash payment settlement, and so on, which will have a serious impact on the further expansion of the bank's future business and the promotion of financial competitiveness.This paper analyzes the problems and causes of the payment and settlement business of the Xinjiang Branch of the Agricultural Development Bank of China, applies the analysis model and method of strategic management, and combines the characteristics of the bank's business operation.This paper studies the development strategy of the bank's payment and settlement business, so as to determine the strategy suitable for the next development of the bank's payment and settlement business and the relevant measures for the implementation of the development strategy.At the same time, taking advantage of the important role of payment and settlement business in operation and management, this paper makes a corresponding strategy for the choice of payment and settlement mode and the management of the purchase funds of the bank.
【学位授予单位】：新疆大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.31;F830.42

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