海南农垦集团财务有限公司资金管理研究

发布时间：2018-12-15 08:06

【摘要】：从1987年我国第一家财务公司设立至今,从无到有经过近三十年的发展,取得了令人瞩目的成就。截止2013年末全国财务公司共有175家,表内外资产规模4.15万亿元,所有者权益3500亿元,平均资本充足率28%。财务公司行业已经逐步成长为中国金融市场上不可忽视的力量。但是由于企业集团财务公司服务对象为集团内部成员单位,资金来源也局限于成员单位的存款,以及特殊的监管要求,在资金管理方面仍然存在着一些问题。海南农垦集团财务有限公司作为海南农垦集团金融板块的龙头企业,自成立以来,虽然在创收增效上为集团公司做出了卓越贡献,但在资金管理的方法和效果上并不理想。在全球经济放缓的情况下,海南金融市场更显得捉襟见肘。因此,对于新成立的海垦财务公司来说,加强资金管理就显得更加必要。海垦财务公司资金管理主要是以非银行业金融机构为主体,通过金融市场平台来实现操作。其资金管理的内容主要是围绕资金预算管理、资金筹集管理、资金投放管理、资金结算管理和资金风险管理来进行的。其资金管理还相对落后,也存在着许多共性的问题,如资金归集难、业务范围狭窄、资金计划报送差、专业人才缺乏、信息化程度较低及风险管理意识淡薄等问题。笔者以为,解决这些问题的对策,应从加强预算管理、拓展企业融资渠道、加强资金运营管理、加强风险管理、提高信息化管理水平、加强人员培训等方面入手,不断提高海垦财务公司的资金综合管控能力,更好的发挥它的金融功能,体现出财务公司应有的企业价值。
[Abstract]:Since the establishment of the first financial company in China in 1987, after nearly 30 years of development, it has made remarkable achievements. By the end of 2013, there were 175 national finance companies, with 4.15 trillion yuan of assets on balance sheet and 350 billion yuan of owners' equity, with an average capital adequacy ratio of 28 yuan. The finance company industry has gradually grown into a force that cannot be ignored on the Chinese financial market. However, because the financial company of enterprise group serves the member unit of the group, the source of funds is limited to the deposit of the member unit, as well as the special supervision requirement, there are still some problems in the aspect of fund management. Hainan Agricultural Reclamation Group Finance Co., Ltd. is the leading enterprise of Hainan Agricultural Reclamation Group Financial sector. Since its establishment, it has made outstanding contributions to the group in terms of income generation and efficiency, but the method and effect of fund management are not ideal. In the global economic slowdown, Hainan financial markets are more stretched. Therefore, it is more necessary to strengthen the fund management for the newly established sea reclamation finance company. The capital management of sea reclamation finance company mainly takes non-banking financial institution as the main body, realizes the operation through the financial market platform. The content of fund management is mainly centered on fund budget management, fund raising management, fund investment management, fund settlement management and fund risk management. Its fund management is still relatively backward, and there are many common problems, such as difficult to gather funds, narrow business scope, poor fund plan, lack of professionals, low level of information and weak awareness of risk management, and so on. The author thinks that the countermeasures to solve these problems should start from the following aspects: strengthening budget management, expanding enterprise financing channels, strengthening fund operation management, strengthening risk management, improving the level of information management, strengthening personnel training, etc. Constantly improve the financial management and control ability of the financial company, better play its financial function, reflect the financial company should be the enterprise value.
【学位授予单位】：海南大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F324;F302.6

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