寿光农村信用社农户小额信用贷款发展问题研究

发布时间：2018-03-07 18:32

本文选题：寿光农村信用社　切入点：农户小额信用贷款　出处：《新疆财经大学》2014年硕士论文　论文类型：学位论文

【摘要】：农村信用社农户小额信用贷款有效地帮助了贫困农户脱贫致富，为构建社会主义和谐社会发挥出了重要作用。但农村信用社农户小额信用贷款在不断发展过程中也出现了很多问题，，本文从我国农村信用社农户小额信用贷款概况入手，具体分析了寿光农村信用社农户小额信用贷款发展过程中存在的问题，并对于如何完善寿光农村信用社农户小额信用贷款的发展提出了对策和建议。本文共主要分为五部分，主要内容如下：第一部分为导论，主要介绍了选题的背景，选题的目的和意义；介绍了本文的研究内容和研究方法，并阐述了国内外的研究概况；第二部分从总体上介绍了我国农村信用社农户小额信用贷款概况。第三部分具体分析寿光农村信用社农户小额信用贷款的发展状况以及发展中出现的问题。第四部分介绍了国外四种典型的小额信用贷款模式，总结出对于我国农村信用社农户小额信用贷款发展的启示。第五部分为针对寿光农村信用社农户小额信用贷款发展过程中出现的问题提出有针对性的解决措施。具体措施包括：拓宽小额信贷资金来源渠道；加强小额信贷风险防范机制建设；提高小额信贷业务水平；健全小额信贷信用体系；完善小额信贷管理机制。
[Abstract]:Small credit loans from rural credit cooperatives have effectively helped poor farmers to get rid of poverty and become rich. It has played an important role in the construction of a harmonious socialist society. However, there are many problems in the process of the continuous development of the small credit loans of the rural credit cooperatives. This paper starts with the general situation of the small credit loans of the rural credit cooperatives of our country. This paper analyzes the problems existing in the development of the small credit loan of the farmers of Shouguang Rural Credit Cooperative, and puts forward some countermeasures and suggestions on how to improve the development of the small credit loan of the farmers of the rural credit cooperative of Shouguang. The main contents are as follows:. The first part is the introduction, mainly introduces the background, the purpose and the significance of the topic, introduces the research contents and methods of this paper, and expounds the research situation at home and abroad. The second part introduces the general situation of rural credit cooperatives in China. The third part analyzes the development of Shouguang Rural Credit Cooperatives and the problems in the development. Part 4th introduces four kinds of typical micro-credit loan models in foreign countries and summarizes the enlightenment to the development of micro-credit loan for rural credit cooperatives in China. In the 5th part, the author puts forward targeted measures to solve the problems in the development of the small credit loan of Shouguang Rural Credit Cooperatives. The specific measures include: widening the sources of small credit funds; Strengthen the construction of microfinance risk prevention mechanism; improve the level of microfinance business; improve the microcredit credit system; improve the microfinance management mechanism.
【学位授予单位】：新疆财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.43

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