区块链应用于P2P贷款的适用性与难点分析

发布时间：2018-04-09 22:15

本文选题：PP贷款　切入点：区块链　出处：《上海金融》2017年02期

【摘要】：中国的P2P贷款经过高速的野蛮发展,正式进入金融监管的时代,P2P贷款面临正规化和重新洗牌。区块链技术和应用的发展也即将进入成熟期。两者作为点对点转账和去中心化的分布式系统,有天然的契合性。本文区块链在P2P行业有很好的应用前景,分析了应用的优势、情景、难点的基础上对行业发展及监管层提出了建议。
[Abstract]:P2P loans in China have entered the era of financial supervision after rapid and savage development, and P2P loans are being regularized and reshuffled.The development of block chain technology and application is about to enter mature stage.As a distributed system of point-to-point transfer and decentralization, the two systems have natural compatibility.This paper has a good application prospect of block chain in P2P industry. Based on the analysis of the advantages, scenarios and difficulties of the application, some suggestions are put forward for the development and supervision of the industry.
【作者单位】：上海大学;
【分类号】：TP311.13;F724.6;F832.4

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