盛京银行车贷业务发展研究

发布时间：2018-04-11 19:46

本文选题：盛京银行 + 车贷业务　；参考：《辽宁工程技术大学》2014年硕士论文

【摘要】：近年来我国汽车产业发展迅速,但汽车金融服务业的快速发展应对不足,其主要原因是服务模式较为单一。因此,符合我国汽车市场需求的金融服务模式是各大银行可持续发展的主要核心,再创业务增长点,也是解决当前我国汽车消费贷款业务的困境所在。论文主要从我国汽车消费贷款的意义出发,对盛京银行车贷业务现状及问题进行了分析和论述,通过对盛京银行车贷业务优缺点及国内外汽车金融服务发展模式的对比,对盛京银行车贷发展问题进行诊断。借鉴国外经验,依盛京银行消费贷款现状提出影响盛京银行消费贷款制约因素的新兴金融服务发展模式。提出了完善汽车金融相关配套措施的政策建议及相关体系建设及风险管理系统的可行性建议,以保障新模式能在盛京银行新环境下顺利运行和发展。
[Abstract]:In recent years, China's automobile industry has developed rapidly, but the rapid development of auto financial service industry is insufficient, the main reason is that the service mode is relatively single.Therefore, the financial service model which meets the needs of China's automobile market is the main core of the sustainable development of the major banks, creating a new business growth point, and is also the solution to the plight of China's auto consumer loan business.This paper analyzes and discusses the present situation and problems of automobile loan business of Shengjing Bank from the point of view of the significance of automobile consumption loan in China, and compares the advantages and disadvantages of auto loan business of Shengjing Bank and the development mode of automobile financial service at home and abroad.To the Shengjing bank car loan development problem to carry on the diagnosis.Based on the experience of foreign countries, this paper puts forward a new developing mode of financial service based on the current situation of consumption loan of Shengjing Bank.In order to ensure the new model can run and develop smoothly in the new environment of Shengjing Bank, this paper puts forward some policy suggestions to perfect the related measures of automobile finance and the feasibility of the related system construction and risk management system.
【学位授予单位】：辽宁工程技术大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.479

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