金融政策对长春市一手房地产市场的影响研究

发布时间：2018-05-07 06:20

本文选题：金融政策 + 一手房地产市场　；参考：《吉林大学》2017年硕士论文

【摘要】：在我国的房地产市场发展中,金融政策调控的作用日益增强,金融政策中对货币、信贷、利率、汇率等工具的应用也越来越多。我国的房地产市场地区之间发展较不均衡,一、二线城市房价高,购房需求高,三、四线城市房价偏低,呈现结构性过剩。长春市的一手房地产市场主要以刚性需求为主,同时也存在着一手商品房的高空置率和住房不足的矛盾。房地产行业具有信息不对称、准“公共物品”等属性,这些特点决定了房地产市场是非完全竞争性的市场,是垄断竞争性的市场。要想商品房市场健康有序发展,必须运用政府——这只“看得见的手”来进行宏观调控,弥补房地产市场自身发展的缺陷和不足。本文系统的分析了长春市一手房地产市场的现状,归纳总结从2008年-2016年长春市政府及相关部门出台的金融调控政策,从货币政策、信贷政策、利率政策和汇率政策四个方面进行分析,引入变量,通过分析近十年长春市一手商品房环比、同比价格指数变化,利用实证数据检验政策出台和执行的实际效果,分析影响结果,探究不足。最后为长春市一手房地产市场的长远发展提出更加完善的金融调控政策建议。本文分五章进行研究,具体如下:第一章对金融宏观调控政策进行总结概述,从理论上分析和确定金融政策的含义和传导机制,概述金融政策的四个种类以及政府宏观调控房地产市场的作用,说明金融政策作为国家宏观调控房地产市场的手段的理论依据。第二章分析长春市一手房地产市场的发展现状,归纳总结2008年至今长春市政府及相关部门出台的各项金融宏观调控政策。第三章是通过货币政策、信贷政策、利率政策和汇率政策来分别分析金融政策的出台对长春市一手房地产市场的影响,提炼各个金融调控手段的作用和特点。第四章引入2007年-2016年期间长春市一手商品房的销售价格指数作为变量,利用实证数据来具体分析金融政策对长春市一手房地产市场的影响,分析结果,探究不足。第五章为长春市一手房地产市场提出了一些切实可行的金融宏观调控政策建议。
[Abstract]:In the development of China's real estate market, the role of financial policy regulation is increasing, and the application of monetary, credit, interest rate, exchange rate and other tools in financial policy is becoming more and more. The development of the real estate market in our country is not balanced. First, the housing prices in the second tier cities are high, the demand for housing is high, and the housing prices in the third and fourth tier cities are on the low side, showing a structural surplus. The primary real estate market in Changchun is dominated by rigid demand, and there is also a contradiction between the high vacancy rate and the shortage of housing. The real estate industry is characterized by asymmetric information and quasi-" public goods ", which determines that the real estate market is not completely competitive and is a monopolistic competitive market. In order to develop the commercial housing market in a healthy and orderly manner, the government must use the "visible hand" to make up for the defects and deficiencies in the development of the real estate market itself. This paper systematically analyzes the current situation of Changchun primary real estate market, summarizes the financial regulation policies issued by Changchun municipal government and related departments from 2008 to 2016, monetary policy, credit policy, Through the analysis of four aspects of interest rate policy and exchange rate policy, introducing variables, through analyzing the month-to-month comparison of primary commodity housing in Changchun over the past ten years and the change of price index, we use empirical data to test the actual effect of the policy coming out and implementing. Analysis of the impact of the results, the lack of exploration. Finally, put forward more perfect financial regulation and control policy suggestions for the long-term development of Changchun primary real estate market. This paper is divided into five chapters, as follows: the first chapter summarizes the financial macro-control policy, theoretically analyzes and determines the meaning and transmission mechanism of financial policy. This paper summarizes the four kinds of financial policies and the role of the government in the macro-control of the real estate market, and explains the theoretical basis of the financial policy as the means of the national macro-control of the real estate market. The second chapter analyzes the current situation of Changchun primary real estate market, summarizes the Changchun municipal government and related departments issued from 2008 to the financial macro-control policies. The third chapter analyzes the impact of financial policy on Changchun real estate market through monetary policy, credit policy, interest rate policy and exchange rate policy. The fourth chapter introduces the sales price index of primary commodity housing in Changchun from 2007 to 2016 as a variable, using empirical data to analyze the impact of financial policy on Changchun real estate market. The fifth chapter puts forward some feasible financial macro-control policy suggestions for Changchun primary real estate market.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F299.23

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