浅论非标金融产品现状、意义、风险控制与政策建议

发布时间：2018-05-20 21:18

本文选题：非标金融产品 + 风险控制　；参考：《上海交通大学》2014年硕士论文

【摘要】：本文首先介绍了非标金融产品的发展情况及原因分析，包括非标金融产品的定义、发展、现状、根源和监管，，指出非标金融产品从根本上是迎合实体经济融资需求、金融体系不够健全完善、规避金融监管政策规定等因素结合而成的特定产物。其次，概括了非标金融产品的五条现实意义，以及对宏观经济和金融行业造成的七点负面影响。最后，指出应对非标金融产品需要“疏”、“导”、“堵”三管齐下，以更加规范、透明的融资方式来服务实体经济，方能从根源上化解非标金融产品可能造成的系统性风险。
[Abstract]:This paper first introduces the development and cause analysis of non-standard financial products, including the definition, development, current situation, root causes and supervision of non-standard financial products, and points out that non-standard financial products fundamentally meet the needs of real economy financing. The financial system is not perfect enough, circumventing the financial regulatory policy and other factors combined to form a specific product. Secondly, it summarizes five practical meanings of non-standard financial products and seven negative effects on macro-economy and financial industry. Finally, it is pointed out that to deal with non-standard financial products, it is necessary to "sparse", "guide" and "block" three ways to serve the real economy with a more standardized and transparent way of financing, so as to resolve the possible systemic risks caused by non-standard financial products at the root.
【学位授予单位】：上海交通大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.5

【参考文献】