HY市保障性住房融资模式研究

发布时间：2018-06-01 06:43

本文选题：保障性住房 + 融资　；参考：《南华大学》2014年硕士论文

【摘要】：随着我国城镇化、工业化、现代化进入快速发展的关键时期,与住房相关的各种矛盾和问题日益凸显,低收入家庭无法依靠市场解决自身住房需要,住房问题已经成为标志性的民生问题。为缓解住房供求矛盾,解决城镇低收入家庭的住房问题,近年来我国政府开始重视发展保障性住房,并把保障性住房建设作为政府公共服务的一项重要职责。为此,国务院在“十二五”规划中提出了新建3600万套保障性住房,覆盖20%城镇人口的宏伟计划,保障性住房建设已经成为目前各级政府工作的重中之重。但是,从过去几年地方保障性住房建设暴露出的问题来看,单靠政府的财政投入无法满足保障性住房建设的资金需求,资金问题俨然已经成为制约地方保障性住房建设的“瓶颈”。因此,完善保障性住房建设的融资模式,是推进地方保障性住房建设不可回避的重要问题。本文从湖南省HY市过去几年保障性住房建设的实际情况出发,紧扣资金这条制约保障性住房建设的关键要素,研究适合我国中部城市的保障性住房融资模式。首先介绍了保障性住房融资研究的背景和意义;然后对保障性住房、保障性住房融资的理论基础和三种主要融资模式的概念进行了阐述;接着结合HY市保障性住房建设的基本目标,分析了HY市保障性住房建设的资金需求和资金筹集情况,并针对HY市保障性住房房建设融资现状,剖析了HY市保障性住房建设融资中存在的问题;最后在总结国外保障性住房融资模式的成功经验的基础上,提出了完善HY市保障性住房融资模式的对策和建议。
[Abstract]:With China's urbanization, industrialization and modernization entering a critical period of rapid development, housing related contradictions and problems become increasingly prominent, low-income families can not rely on the market to solve their housing needs. Housing has become a landmark livelihood issue. In order to alleviate the contradiction between supply and demand of housing and solve the housing problem of low-income families in cities and towns, in recent years, our government has begun to attach importance to the development of affordable housing, and the construction of affordable housing as an important responsibility of government public service. Therefore, in the 12th Five-Year Plan, the State Council proposed a grand plan to build 36 million sets of affordable housing, covering 20% of the urban population, and the construction of affordable housing has become the most important task of the governments at all levels. However, judging from the problems exposed in the construction of local affordable housing in the past few years, the financial input of the government alone cannot meet the financial needs of the construction of affordable housing. The problem of capital has become a bottleneck restricting the construction of local affordable housing. Therefore, improving the financing mode of affordable housing construction is an important issue that can not be avoided to promote the construction of local affordable housing. Based on the actual situation of affordable housing construction in HY city of Hunan Province in the past few years, this paper studies the financing mode of affordable housing in the central cities of China, which is based on the key element of funds which restrict the construction of affordable housing. Firstly, it introduces the background and significance of the research on affordable housing financing, and then expounds the theoretical basis of affordable housing, the theoretical basis of affordable housing financing and the concepts of three main financing modes. Then combined with the basic goal of the construction of affordable housing in HY city, the paper analyzes the financial needs and financing situation of the construction of affordable housing in HY city, and aims at the financing situation of the construction of affordable housing in HY city. This paper analyzes the problems existing in the financing of affordable housing construction in HY city, and finally, on the basis of summing up the successful experience of the foreign affordable housing financing model, puts forward the countermeasures and suggestions to perfect the financing mode of the affordable housing in HY city.
【学位授予单位】：南华大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F299.23

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