我国绿色信贷推进机制研究

发布时间：2018-06-09 05:32

本文选题：绿色信贷 + 推进机制　；参考：《福建师范大学》2014年硕士论文

【摘要】：改革开放30多年以来,我国经济得到快速的发展,但是随着污染环境、滥用资源的行为频频发生,我国高能耗、高污染、高排放的粗放经济增长模式正受到国际国内越来越多的质疑和责难,经济发展和生态平衡之间的矛盾日益凸显。面对日益严峻的环境形势,通过行政手段解决环境问题往往达不到预期的效果,而充分发挥市场机制的作用,制定相应的环境经济政策,往往能达到事半功倍的效果。因此,大力发展绿色信贷,无疑是我国建设环境友好型、资源节约型社会的必然选择。充分发挥绿色信贷的金融杠杆作用,加大对节能环保企业或项目的信贷支持力度,从资金源头上控制“两高”产业的盲目扩张和发展,从而实现经济、社会和环境的可持续发展。本文首先在对绿色信贷内涵、实施的理论基础、现实必要性进行分析研究的基础上,进一步对参与绿色信贷的各个行为主体进行博弈分析,其次对绿色信贷在国内与国外的发展情况进行总结和分析,通过国内外绿色信贷实践效果的比较,分析我国与国外发达国家绿色信贷的实施差距,并进行经验借鉴,最后提出了推进我国绿色信贷实施的政策建议。
[Abstract]:Since the reform and opening up more than 30 years ago, China's economy has developed rapidly. However, with the pollution of the environment and the frequent abuse of resources, our country has high energy consumption and high pollution. The extensive economic growth model with high emission is being questioned and criticized more and more at home and abroad, and the contradiction between economic development and ecological balance is becoming increasingly prominent. In the face of the increasingly severe environmental situation, the solution of environmental problems by administrative means is often unable to achieve the desired results, and the full play of the role of the market mechanism and the formulation of corresponding environmental economic policies can often achieve twice the result with half the effort. Therefore, the development of green credit is undoubtedly the inevitable choice of constructing a environment-friendly and resource-conserving society in China. Give full play to the financial leverage of green credit, increase the credit support for energy-saving and environmental protection enterprises or projects, control the blind expansion and development of the "two high" industries from the source of funds, and thus realize the economy. Firstly, on the basis of analyzing the connotation of green credit, the theoretical basis of implementation and the necessity of reality, this paper makes a game analysis of the various actors involved in green credit. Secondly, it summarizes and analyzes the development of green credit at home and abroad, analyzes the gap between China and developed countries in the implementation of green credit through the comparison of the effect of green credit practice at home and abroad, and draws lessons from the experience. Finally, it puts forward the policy suggestions to promote the implementation of green credit in China.
【学位授予单位】：福建师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.4

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