山东省涉农贷款与农业增长的关系研究

发布时间：2018-12-06 16:17

【摘要】：农业作为国民经济发展的基础产业，其发展情况对一个国家整体经济发展具有举足轻重的作用。近年来，根据党和国务院提出的相关规定，新型农业金融机构正在逐渐加快改革步伐。这无疑推动了农业的经济发展和人们生活水平的提高，对农业产业的发展产生了积极的影响。但是，阻碍农业经济发展的因素依然存在，涉农贷款金融体系的不完善是目前农业经济发展的一个巨大瓶颈，当前，我国涉农贷款金融体系建设尚不成熟，并未适应当下农业经济发展的现状，涉农贷款金融体系与农业经济发展之间存在较大隔阂。涉农贷款业务是现代农业经济的核心，然而涉农贷款服务却是目前我国整个金融体系中的薄弱的环节。因而，在建设现代化农业时期，深入研究涉农贷款发展与农业经济增长的内在关系，，对于揭露目前制约山东省农业经济发展因素具有十分重要的意义。以此为目的，本文通过分析探究山东省农业金融发展和经济增长之间的关系，并结合相关的理论知识来分析山东省在涉农贷款发展方面的发力点，以便更好的促进三农问题的解决，促进山东省农业经济更好更快发展，同时也为全国提供一定的区域研究范例。本论文由七个部分组成：第一部分绪论主要阐述论文的研究背景、目的和意义。然后简要的说明本文的研究思路和方法，最后介绍本文写作的难点和创新点，以及文章的不足和今后需要进一步研究和改进的方向。第二部分文献综述部分，该部分介绍了国内外研究涉农贷款相关理论及文献的研究情况，以及涉农贷款发展对农村经济增长的相关性研究的文献。第三部分山东省农业经济发展与涉农贷款现状分析，通过对山东省农业经济发展情况分析，说明山东省仍需进一步推进农业产业化发展。通过对山东省农村居民收入情况进行分析，说明山东省各地区的农村居民人均收入也存在较大差异，通过对山东省涉农贷款增长及结构分析，说明目前涉农贷款投放量虽然增大，但是仍然不能满足涉农类企业的发展的要求；第四部分是涉农贷款与农业增长关系实证分析，通过建立模型寻找涉农贷款与农业经济增长的相关关系；第五部分与第六部分分别是山东省涉农贷款需求与供给方面分析；最后，总结了本文的研究结论并在此基础上提出相关政策建议。
[Abstract]:Agriculture, as the basic industry of national economic development, plays an important role in the overall economic development of a country. In recent years, according to the relevant regulations proposed by the Party and the State Council, the new agricultural financial institutions are gradually speeding up the pace of reform. This has undoubtedly promoted the economic development of agriculture and the improvement of people's living standard, and has had a positive impact on the development of agricultural industry. However, the factors hindering the development of agricultural economy still exist, and the imperfection of agricultural loan financial system is a huge bottleneck in the development of agricultural economy. At present, the construction of agricultural loan financial system in our country is not yet mature. Not adapted to the current situation of agricultural economic development, there is a big gap between the agricultural loan financial system and agricultural economic development. Agricultural loan business is the core of modern agricultural economy, but agricultural loan service is a weak link in the whole financial system of our country at present. Therefore, in the period of construction of modern agriculture, it is of great significance to deeply study the internal relationship between the development of agricultural loans and the growth of agricultural economy, which is of great significance to expose the factors restricting the development of agricultural economy in Shandong Province at present. For this purpose, this paper analyzes the relationship between agricultural finance development and economic growth in Shandong Province, and combines relevant theoretical knowledge to analyze the development of agricultural loans in Shandong Province. In order to better promote the solution of the problems of agriculture, rural areas and farmers, promote the agricultural economy of Shandong Province better and faster development, but also provide a certain regional research model for the whole country. This paper is composed of seven parts: the first part mainly describes the background, purpose and significance of the thesis. Then it briefly explains the research ideas and methods of this paper, and finally introduces the difficulties and innovations in the writing of this paper, as well as the shortcomings of the article and the direction of further research and improvement in the future. The second part of the literature review part, this part introduces the domestic and foreign research on agricultural loan related theories and literature, as well as the development of agricultural loans on the relevance of rural economic growth research literature. The third part is the analysis of the current situation of agricultural economic development and agricultural loans in Shandong Province. Through the analysis of agricultural economic development in Shandong Province, the author points out that Shandong Province still needs to further promote the development of agricultural industrialization. By analyzing the income of rural residents in Shandong Province, it is shown that there are great differences in the per capita income of rural residents in various regions of Shandong Province, and through the analysis of the growth and structure of agricultural loans in Shandong Province, It shows that although the amount of loans for agriculture is increasing at present, it still can not meet the requirements of the development of agriculture-related enterprises. The fourth part is the empirical analysis of the relationship between agricultural loans and agricultural growth, through the establishment of a model to find the relationship between agricultural loans and agricultural economic growth; Finally, the conclusion of this paper is summarized and the relevant policy recommendations are put forward.
【学位授予单位】：山东理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.43;F323

【参考文献】