HC公司供应链融资方式研究

发布时间：2018-04-23 19:37

本文选题：供应链金融 + 应收账款融资　；参考：《河北科技大学》2017年硕士论文

【摘要】：为了应对激烈的市场竞争,抢占市场份额,赊销已经成为企业扩大销售的主要方式,影响企业资金运营的应收账款也随之产生。为有效利用企业的应收账款解决中小企业融资困境,供应链应收账款融资以产业链为背景,依托核心企业的信誉和资质,可有效提高中小企业的融资效率,为中小企业融资提供解决之道,因此迅速成为商业银行业务的增长点。保理、质押和证券化是供应链应收账款融资的三种主要方式。为了研究三种融资方式在企业中的具体应用及适用情况,首先从供应链应收账款融资的必要性、可行性入手,并对三种方式进行具体分析,剖析供应链应收账款融资在实践中的应用策略和影响因素,在此基础上,对HC公司供应链融资方式进行了分析。文章利用PEST模型分析了该公司所处的宏观环境,结合公司架构、经营情况、供应链关系、上下游企业等信息,综合评定认为HC公司符合供应链融资的基本条件。与此同时,结合贸易信用动机、企业结构、资金运用状况等多种影响因素,对比三种融资方式的预期效果,帮助HC公司选取了能够解决公司融资问题、提高融资效率、符合公司要求的最适宜地融资方式——保理融资。文章将供应链融资理论与HC公司企业情况相结合,提炼出各种方式的适用性以及不同情况下的融资方式选取策略,为HC公司更加经济有效地运用应收账款进行融资提供了一定参考。
[Abstract]:In order to cope with the fierce market competition and seize the market share, credit sales has become the main way for enterprises to expand sales, and the accounts receivable which affect the capital operation of enterprises also come into being. In order to effectively use the accounts receivable of enterprises to solve the financing dilemma of SMEs, the financing of supply chain accounts receivable can effectively improve the financing efficiency of SMEs by taking the industry chain as the background and relying on the credibility and qualification of the core enterprises. Financing for small and medium-sized enterprises to provide a solution, so quickly become the growth point of commercial banking business. Factoring, pledge and securitization are the three main ways of supply chain accounts receivable financing. In order to study the application and application of the three financing methods in the enterprise, the necessity and feasibility of the financing of the accounts receivable in the supply chain are discussed, and the three ways are analyzed concretely. On the basis of analyzing the application strategy and influencing factors of supply chain accounts receivable financing in practice, this paper analyzes the supply chain financing mode of HC Company. This paper analyzes the macro environment of the company by using PEST model, combining with the information of company structure, management, supply chain relationship, upstream and downstream enterprises, etc., and synthetically evaluates that HC company meets the basic conditions of supply chain financing. At the same time, combining with the factors of trade credit motivation, enterprise structure, capital utilization and so on, this paper compares the expected effects of the three financing methods, and helps HC Company to select a company that can solve the financing problems and improve the financing efficiency. The most appropriate financing method in line with the requirements of the company-factoring financing. This paper combines the supply chain financing theory with the enterprise situation of HC company, and abstracts the applicability of various ways and the selection strategy of financing mode under different circumstances. It provides a certain reference for HC Company to use accounts receivable to finance more economically and effectively.
【学位授予单位】：河北科技大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F721;F715.5;F274

【参考文献】