“新常态”下中小企业融资现状及对策研究

发布时间：2018-06-27 00:15

本文选题：中小企业融资 + 经济新常态　；参考：《昆明理工大学》2017年硕士论文

【摘要】：我国中小企业数量庞大,融资需求大,我国目前的金融体制程度不同地存在不利于中小企业融资的因素,中小企业融资难成为我国长期存在的问题。目前中国经济进入“新常态”,经济增长速度逐渐由高速发展变为中高速发展,经济模式由速度粗放型转变为精细集约型,中小企业融资问题更加突出。本文结合“新常态”经济形势,通过分析中小企业的融资方案,认为我国当前在健全中小企业信贷担保系统同时,要全面实施金融体制改革;政府要对中小企业全面扶持;中小企业自身要创建和运用多种融资模式,三方面共同改善中小企业资金短缺的困境。希望能够给中小企业解决融资难问题提供有意义的意见。
[Abstract]:The number of small and medium-sized enterprises in our country is huge and the demand for financing is large. The current financial system of our country has some factors which are not conducive to the financing of small and medium-sized enterprises. At present, China's economy has entered the "new normal", the economic growth rate has gradually changed from high-speed to medium-high speed development, the economic model has changed from extensive speed to fine intensive, and the financing problem of SMEs is more prominent. According to the economic situation of "new normal", through analyzing the financing scheme of small and medium-sized enterprises, this paper thinks that at the same time of perfecting the credit guarantee system of small and medium-sized enterprises in our country, we should carry out the reform of financial system in an all-round way, and the government should fully support the small and medium-sized enterprises. Small and medium-sized enterprises themselves should create and use a variety of financing models, three aspects to jointly improve the plight of SMEs capital shortage. Hope to give small and medium-sized enterprises to solve the problem of financing difficulties to provide meaningful advice.
【学位授予单位】：昆明理工大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F276.3;F275

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