长城资产管理公司收购非金债业务的方案优化设计

发布时间：2019-06-30 19:45

【摘要】：非金融不良资产(简称“非金债”)指非金融机构作为权利人因日常生产经营活动或资金往来而产生的不良资产。开展非金债收购业务,一方面可以更好地提升金融债权的价值,达到盘活存量资产,促进产业升级改造;另一方面可以增强运用存量资产的效率,有助于债务方化解因为短期流动资本不足而导致的运营困境,协助公司克服困难,实现更多的经济与社会效益。本文以长城资产管理公司非金债业务为研究对象,通过借助目前企业、金融方面的相关理论,对目前长城资产在商业化收购非金债业务方面所面临的资本市场、法律法规等外部环境以及非金债业务中的业务模式、标的范围、业务流程、收购和重组方式,风险管控等方面的分析,总结归纳出长城资产管理公司目前在非金债业务方面存在的问题,指出了业务模式创新不足,资金成本较高,客户集中度高,标的优劣确定困难等,是制约长城资产管理公司非金债业务发展的主要因素。并针对目前存在的问题,提出了面向未来,以市场经济为中心。创新多样化的业务模式,降低业务资金成本,以大客户为基础,开发多行业业务,借助审计机构合作开展客户标的确权等一系列优化策略。最后从建立健全相关法律法规。来营造良好的不良资产收购环境;建立和完善企业信用评级制度,来为非金债业务提供更好的客户资源;通过多种人才吸引和激励机制,为公司业务创新提供人才保障;与国际同行业公司合作,提升公司的整体实力等方面提出了方案优化策略实施的具体优化措施。
[Abstract]:Non-financial non-performing assets (referred to as "non-financial bonds") refer to non-financial institutions as rights holders as a result of daily production and business activities or capital transactions resulting in non-performing assets. On the one hand, the acquisition of non-gold bonds can improve the value of financial claims, activate the stock assets and promote the upgrading and transformation of the industry; on the other hand, it can enhance the efficiency of using stock assets, help the debtors to resolve the operational difficulties caused by the shortage of short-term working capital, help the company overcome the difficulties, and achieve more economic and social benefits. This paper takes the non-gold debt business of Great Wall Asset Management Company as the research object, and analyzes the capital market, laws and regulations, the business model, the scope of business, the business process, the mode of acquisition and reorganization, the risk control and so on, which Great Wall assets face in the commercial acquisition of non-gold debt business with the help of the relevant theories of enterprises and finance at present. This paper summarizes the problems existing in the non-gold debt business of Great Wall Asset Management Company at present, and points out that the shortcomings of business model innovation, high capital cost, high customer concentration and difficulty in determining the subject matter are the main factors restricting the development of non-gold debt business of Great Wall Asset Management Company. In view of the existing problems, this paper puts forward facing the future and taking the market economy as the center. A series of optimization strategies, such as innovating diversified business model, reducing business capital cost, developing multi-industry business on the basis of large customers, and carrying out customer target confirmation rights with the help of audit institutions, etc. Finally, from the establishment and improvement of relevant laws and regulations. To create a good non-performing asset acquisition environment; to establish and improve the enterprise credit rating system to provide better customer resources for non-gold debt business; through a variety of talent attraction and incentive mechanisms to provide talent security for corporate business innovation; to cooperate with international co-industry companies to enhance the overall strength of the company, and so on, put forward the specific optimization measures for the implementation of the scheme optimization strategy.
【学位授予单位】：兰州大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.39;F271

【相似文献】