我国融资结构与经济增长关系研究

发布时间：2018-01-27 16:36

本文关键词： 融资结构经济增长直接融资间接融资　出处：《吉林财经大学》2013年硕士论文　论文类型：学位论文

【摘要】：随着我国经济的发展，金融在经济中的重要地位越来越重要，尤其是2009年美国爆发的金融危机对世界经济产生了深远影响，研究金融发展与经济增长关系成为学术界的一个热点话题。金融是经济发展的核心，金融结构对经济增长的影响和作用也越来越受到重视。而融资结构作为金融结构的主要研究对象之一更是重中之重。因为金融的主要功能是使储蓄转化为投资，为经济的持续发展提供资金支持，实现资源合理配置。国内外研究融资结构与经济发展的学者主要是将融资结构分为直接融资和间接融资两种融资方式，并分别研究两者与经济增长的关系。并根据各自的研究结果将融资结构分为以银行主导型的间接融资和以市场主导型的直接融资结构，并分别认为各自支持的类型比另一种类型对经济增长的促进作用更显著。我国长期是以银行为代表的间接融资方式在经济中占据主导地位，而近几年随着我国证券市场和债券市场的不断快速发展，我国以股票市场和债券市场为主体的直接融资方式不断发展，在融资结构中，直接融资所占比例也持续上升，形成了对我国融资方式的有益补充。本文将融资结构分为直接融资和间接融资两种，并按照横向对比的研究思路研究哪种融资方式更适合我国国情，对我国经济增长的促进作用更显著。本文第一章介绍了融资结构与经济增长的国内外研究现状。第二章介绍了我国融资结构与经济增长的相关理论，分为直接融资与经济增长和间接融资与经济增长两个部分进行分析。第三章介绍了我国融资结构的发展现状和存在问题。第四章是本文的实证部分，本文通过选择不同分析指标，研究融资结构、直接融资和间接融资分别与经济增长的相关关系，得出融资结构与经济增长并无直接相关性，但直接融资和间接融资却分别与经济增长存在显著相关性，，并对经济增长有促进作用。第五章是针对实证部分得出的结论，提出建议和对策。
[Abstract]:With the development of China's economy, financial an important position in the economy is more and more important, especially in the United States in 2009 the outbreak of the financial crisis had a profound impact on the world economy, the relationship between financial development and economic growth has become a hot topic in the academic circles. Finance is the core of economic development, the financial structure's impact on economic growth and the function is also more and more attention. But the financing structure is one of the main research object of financial structure is the priority among priorities. Because the main function is to make the financial savings into investment, to provide financial support for the sustainable development of the economy, realize the rational allocation of resources.
Study on the financing structure and economic development at home and abroad is the main financing structure is divided into direct and indirect financing two financing ways, and the relationship between both study and economic growth. According to their research results will be divided into the financing structure of indirect financing to bank oriented and market oriented direct financing structure and that, each type of support than other types of role in promoting economic growth is more significant.
Our country is long-term indirect financing to the bank as the representative of the dominant position in the economy in recent years, with the rapid development of China's stock market and bond market, direct financing in China stock market and bond market as the main body of the development, in the financing structure, the proportion of direct financing continue to rise, forming a beneficial supplement to the financing mode in China.
In this paper, the financing structure is divided into direct and indirect financing in two, and in accordance with the research ideas of transverse contrast research what kind of financing way is more suitable for China's national conditions, are more significant for promoting China's economic growth. The first chapter introduces the research status of financing structure and economic growth at home and abroad. The second chapter introduces the related the theory of financial structure and economic growth in China, is divided into two parts: direct financing and indirect financing and economic growth and economic growth were analyzed. The third chapter introduces the development status of the financing structure of our country and the existing problems. The fourth chapter is the empirical part of this paper, by choosing different analysis indicators, research financing structure. Direct and indirect financing respectively with the relationship of economic growth, the financing structure and economic growth, but there is no direct correlation between direct and indirect financing and economic growth respectively. The fifth chapter is the conclusion of the empirical part, and puts forward some suggestions and countermeasures.

【学位授予单位】：吉林财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F124.1;F832.4

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