湖南省金融发展对城乡收入差距影响的研究

发布时间：2018-04-10 01:18

本文选题：区域金融发展　切入点：城乡收入差距　出处：《兰州商学院》2013年硕士论文

【摘要】：湖南省经济，自改革开放以来，取得了迅猛发展，，居民生活水平有了大幅度的提高。但在经济快速发展的背后，城乡收入差距却在不断扩大。湖南省城镇居民实际平均可支配收入与农村实际人均纯收入之比由1983年的1.79扩大到2011年的2.90。本文从理论分析和实证来研究湖南金融发展对城乡收入差距，并从金融发展角度提出相应缩小城乡收入差距的政策建议，对湖南省及全国的经济发展具有重要的现实意义。论文首先在回顾金融发展与收入差距的相关理论基础上，建立金融发展对城乡收入差距影响的理论分析框架，并从劳动工资、财产性收入和项目投资收入三个角度分析金融发展对收入差距的影响。在理论分析的基础上，首先基于湖南省实际状况，分析湖南金融发展和城乡收入差距的趋势变化，并从两个方面分析了金融发展对城乡收入差距的影响。在此基础上，结合湖南省数据，建立VAR模型，对湖南金融发展与城乡收入差距的关系进行实证检验。实证结果表明，湖南金融发展规模的扩大会导致城乡收入差距扩大，金融发展效率的提高则有利于缩小城乡收入差距。最后，从金融发展的角度提出缩小城乡收入差距的相应政策建议。建议包括用政策引导改善金融资源配置失衡，健全农村金融体系以提高金融发展效率，加快金融创新以提升农村居民融资能力。
[Abstract]:The economy of Hunan Province, since the reform and opening up, has made rapid development, living standards have been greatly improved. But behind the rapid economic development, urban-rural income gap is expanding. The urban residents in Hunan province average real disposable income and rural per capita net income than the actual expansion from 1983 1.79 to 2011 the 2.90. based on the theoretical analysis and Empirical Study of Hunan financial development on the urban-rural income gap, and put forward the corresponding policy recommendations to narrow the urban-rural income gap from the perspective of financial development, has important practical significance to Hunan province and the national economic development.
Firstly, based on the relevant theories review of financial development and income gap, establish the influence of financial development on the urban-rural income gap theory analysis framework, and from three angles of labor wages, investment income and property income project analysis of financial development and income gap. On the basis of theoretical analysis, based on the actual situation of Hunan Hunan Province, the changing trend of the financial development and the income gap between urban and rural areas, and analyzes the impact of financial development on the urban-rural income gap from two aspects. On this basis, combined with the data of Hunan Province, the establishment of VAR model, the empirical test on the relationship between Hunan financial development and the income gap between urban and rural areas. The empirical results show that the expansion of Hunan the scale of financial development will lead to the expansion of income gap between urban and rural areas, improving financial efficiency is conducive to narrowing the income gap between urban and rural areas. Finally, from the perspective of financial development The corresponding policy recommendations for narrowing the income gap between urban and rural areas are put forward. It includes policy guidance, improvement of the imbalance of financial resources allocation, and improvement of rural financial system, so as to improve financial development efficiency and speed up financial innovation so as to improve the financing ability of rural residents.

【学位授予单位】：兰州商学院
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.7;F124.7;F224

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