抗战时期重庆银行业法制监管研究

发布时间：2018-11-14 10:42

【摘要】：中国的金融行业始于钱庄票号,银行的真正出现是在清末,对于银行的法制管制起初政府并未重视,直到银行在经济生活中的作用越来越重要,政府才出台相关法律。抗日战争之前,国民政府的银行在官僚资本主义经济的控制之下,对其的管制是放任的,直到抗战启幕,出现物价飞涨,物资奇缺的情况,政府才决定加强对经济金融管理。所以在这个时期,政府对于银行的管制是不同于普通时期的。随着南京和上海的陷落,重庆市成为陪都,作为战时的政治经济中心,在银行管制方面是严格的,也同时具有那个时代的特点。本文就战时重庆银行的发展变化,以及当时的法制管制措施进行阐述,并对其特点进行分析。本文约三万字,共分为五个部分: 第一部分:前言。介绍了本文选题的实际意义、理论意义和资料收集情况,就相关课题的研究成果做了简要概括,接着阐述了本文的研究思路和研究方法,并分析了写作过程中可能遇到的重点、难点和创新点。第二部分:银行业监管的法制演进概况。首先介绍了银行管制的实施及概况,银行管制分为初步监管和进一步监管时期,在两个时期的监管范围和力度是不同的。其次对重庆的银行业在战前战后的发展概况进行阐述,并就此基础分析抗战前后重庆银行业发展的动态,并对这种动态的变化进行了比较。第三部分:重点阐述了战时重庆银行法制监管制度内容。对货币的法制监管是每个政府监管金融的重要内容,统一货币发行,进行币制的改革是当时应对敌伪金融侵略的重要举措,节约建国储蓄运动的开展是战时为回流资金的无奈之举,但是也是具有鲜明特色的一项内容。存款本名制和稳定利率的实行是银行制度现代化也是政府可以对金融进行强有力监控的重要手段。在重庆筹设证券和票据市场虽然最终没能成形,但是也为重庆以后的证券市场建设埋下了伏笔。比期制度是重庆特有的储蓄项目,对比期的废除也是控制利率的重要措施。在重庆筹设银钱业联合准备委员会,也是政府为了直接监管重庆银行而为。第四部分:对战时重庆银行法制监管制度的评价。由于四联总处的经济调控,银行的放款和补贴开始倾向于实业领域,而对于银行监管方面的法律的完善也是当时法制监管制度的重要特点。这主要是由于管制虚浮资金的需要并应对通货膨胀的状况而产生。第五部分:余论。主要是进行总结性的评论,并总结经验教训和对现代的启迪。
[Abstract]:The banking industry in China began with the bank name, and the real appearance of the bank was in the late Qing Dynasty. At first, the government did not attach importance to the legal regulation of the bank, until the bank played a more and more important role in the economic life before the government issued the relevant laws. Before the War of Resistance against Japan, the banks of the National Government were under the control of the bureaucratic capitalist economy, and they were allowed to control them. Only when the War of Resistance against Japan began, prices were soaring and supplies were scarce, did the government decide to strengthen the management of the economy and finance. So during this period, government regulation of banks was different from that of ordinary times. With the fall of Nanjing and Shanghai, Chongqing became the capital of the dowry. As the political and economic center of wartime, it was strict in the aspect of bank control and had the characteristics of that era. This paper expounds the development and changes of Chongqing Bank in wartime, and the legal control measures at that time, and analyzes its characteristics. This article is about 30,000 words, divided into five parts: the first part: preface. This paper introduces the practical significance, theoretical significance and data collection of this topic, briefly summarizes the research results of related topics, then expounds the research ideas and methods of this paper, and analyzes the key points that may be encountered in the process of writing. Difficulties and innovations. The second part: the legal evolution of banking supervision. First, the paper introduces the implementation and general situation of bank regulation, which is divided into two periods: preliminary supervision and further supervision, and the scope and intensity of supervision are different in the two periods. Secondly, this paper expounds the development of Chongqing's banking industry before and after the war, and analyzes the development trends of Chongqing's banking industry before and after the Anti-Japanese War, and compares this dynamic change. The third part focuses on the content of Chongqing bank legal supervision system in wartime. The legal supervision of money is an important part of every government's supervision of finance. The unification of currency issuance and the reform of the currency system were important measures to deal with the financial aggression of the enemy and counterfeiters at that time. The development of saving and saving movement is the helpless move of returning funds in wartime, but it is also a distinctive content. The system of deposit name and the implementation of stable interest rate are the important means for the modernization of banking system and for the government to monitor the finance. Although the establishment of securities and paper markets in Chongqing failed to take shape eventually, it also laid the groundwork for the construction of the securities market in Chongqing. The period comparison system is a special saving item in Chongqing, and the abolition of the contrast period is also an important measure to control the interest rate. The establishment of a joint preparatory committee for the banking industry in Chongqing is also an effort by the government to directly supervise the Chongqing Bank. The fourth part: the evaluation of Chongqing bank legal supervision system in wartime. Due to the economic regulation and control of the four branches, the bank loans and subsidies began to incline to the industrial field, and the perfection of the law on bank supervision was also an important feature of the legal supervision system at that time. This is mainly due to the need to regulate fictitious funds and to deal with inflation. The fifth part: the conclusion. Mainly carries on the summary comment, and summarizes the experience and the lesson and to the modern enlightenment.
【学位授予单位】：西南政法大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：K265;D922.281

【共引文献】