当前农民工养老保险关系转续遇到的主要问题研究

发布时间：2018-07-07 20:07

本文选题：农民工养老保险 + 转移接续　；参考：《华中师范大学》2015年硕士论文

【摘要】：长期以来,由于农民工身份特殊,逐渐演变为城市的边缘群体,其合法权益得不到保护,特别是其社会保障难以进入城市保障体系,同时其务工又务农的特定身份也徘徊在农村社保体系之外。如果没有一个比较合理的社会保障制度,势必导致以下两种结果:一是由于各地区农民工养老保险政策不同,在关系转移接续过程中,其养老权益不断受到侵害。二是如果政府在社会保险养老体制上改革不力、应急不当、处置不善,在人口回迁高峰、老龄化危机期,可能引发转入地财务风险,带来政府的信用危机。20世纪90年代以来,全国各地特别是沿海发达城市对农民工养老保险制度进行了探索,起到了稳定队伍、服务产业、平衡收支的作用。随着我国养老保险制度的完善,2010年、2014年国家先后出台实施了《城镇企业职工基本养老保险关系转移接续暂行办法》和《城乡养老保险制度衔接暂行办法》,为参保人员的养老保险关系转移提供了政策依据,但在农民工养老保险关系转移接续过程中,因机制体制、制度设计、服务水平、技术操作等因素,关系转移接续问题始终没有很好解决,引起了社会各界的高度、持续关注。本论文由五大部分构成,其目的旨在引起社会关注、推进我国农民工养老保险制度改革。第一章为绪论,简述该选题背景和研究价值;回顾现有的国内外文献,形成课题的综括性认识并总结学者们的研究倾向;概括本文的研究步骤、程序和研究手法,点出本文的创新和不足。第二章在介绍有关概念后,分步叙述我国农民工养老保险制度的变革,罗列出历史中的四种典型模式并对他们进行比较评析,找出这些探索与国务院后来出台的有关政策之间的关系。第三章剖析、反思两个《暂行办法》制度本身。选取湖北省阳新县为基点进行问卷调查,以案例分析的方式阐述农民工养老保险关系转接的现状,进而就制度在当地的不适应表现提出所存在的问题。第四章经过参阅有关资料和全盘考虑,探析产生问题的根源和相关制约性因素,主要与国家的政策体系问题和相关主体的责任界限不清有关联。第五章结合欧盟流动人口养老保险关系对接的做法,就当前我国农民工养老保险关系转移接续实际情况,结合上述的的分析研究,对农民工养老保险关系转移接续中不顺畅的问题,提出了解决问题的办法。
[Abstract]:For a long time, due to the special status of migrant workers, they have gradually evolved into the marginal groups of the city, and their legitimate rights and interests have not been protected, especially their social security is difficult to enter the urban security system. At the same time, its labor and agricultural identity hovering outside the rural social security system. If there is not a more reasonable social security system, it will inevitably lead to the following two results: first, due to the different policies of pension insurance for migrant workers in different regions, their pension rights and interests are constantly infringed in the process of relationship transfer. Second, if the government fails to reform the social insurance pension system, improperly, and mishandled, during the peak of population migration and the aging crisis, it may lead to financial risks in the local areas and bring about the credit crisis of the government since the 1990s. The old-age insurance system for migrant workers has been explored throughout the country, especially in developed coastal cities, which has played a role in stabilizing the ranks, serving the industry and balancing income and expenditure. With the perfection of the old-age insurance system in our country, in 2010, in 2014, the government successively promulgated and implemented the interim measures on the transfer of basic Endowment Insurance for employees in Urban and Rural Enterprises and the interim measures on the Convergence of Urban and Rural Old-age Insurance system. The transfer of the pension insurance relationship of personnel provides the policy basis. However, in the process of the relationship transfer of peasant workers' endowment insurance, due to the factors such as mechanism system, system design, service level, technology operation and so on, the problem of relationship transfer has not been solved well, which has aroused the attention of all walks of life. This paper is composed of five parts, the purpose of which is to arouse social concern and promote the reform of the old-age insurance system for migrant workers in China. The first chapter is the introduction, briefly describes the background and research value of this topic; reviews the existing domestic and foreign literature, forms a comprehensive understanding of the topic and summarizes the research tendency of scholars; summarizes the research steps, procedures and research techniques of this paper. This paper points out the innovation and deficiency. The second chapter, after introducing the relevant concepts, describes the reform of the old-age insurance system for migrant workers in China step by step, lists four typical models in history and makes a comparative analysis of them. Find out the relationship between these explorations and the relevant policies later issued by the State Council. The third chapter analyzes the two interim measures and reflects on the system itself. Taking Yangxin County of Hubei Province as the basic point of the questionnaire, this paper expounds the current situation of rural migrant workers' old-age insurance relationship transfer by case analysis, and then puts forward the existing problems of the system's inadaptability in the local areas. The fourth chapter, after referring to the relevant information and overall consideration, analyzes the root causes of the problems and related restrictive factors, which are mainly related to the problems of the national policy system and the unclear boundaries of the responsibilities of the relevant subjects. The fifth chapter combined with the European Union floating population pension insurance relationship docking practice, according to the current situation of migrant workers pension insurance relationship transfer, combined with the above analysis and research, This paper puts forward some solutions to the problem of the unsmooth transfer of the relationship between migrant workers and pension insurance.
【学位授予单位】：华中师范大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F842.67;F323.89

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