城镇化视角下收入不平等与家庭债务变动——来自中国30个省市的数据
发布时间：2018-07-31 15:53
【摘要】：基于2004—2013年城镇化水平、收入不平等、家庭债务等变量的数据,构建面板计量模型,检验城镇化水平、收入不平等的变动对家庭债务增长的影响。研究结果表明:在Ⅰ、Ⅱ、Ⅲ区中,城镇化水平均与家庭债务正相关,各区域城镇化水平的不断提升带来了家庭债务不同速度的增长;而收入不平等对家庭债务的影响具有较明显的区域差异性。在Ⅰ区和Ⅱ区中,收入不平等与家庭债务负相关;在Ⅲ区中,收入不平等与家庭债务正相关。因此,在Ⅰ区和Ⅱ区中,政府应坚持城镇化发展方向,进一步降低收入不平等程度,防控家庭债务过快增长带来的金融风险;在Ⅲ区中,因地制宜制定科学的城镇化战略,加快收入分配制度改革,完善社会保障体系,支持居民合理的消费借贷需求。
[Abstract]:Based on the data of urbanization level, income inequality, household debt and other variables from 2004 to 2013, a panel measurement model is constructed to test the impact of urbanization level and income inequality on the growth of household debt. The results show that the urbanization level is positively related to household debt in districts 鈪，
本文编号：2156067
[Abstract]:Based on the data of urbanization level, income inequality, household debt and other variables from 2004 to 2013, a panel measurement model is constructed to test the impact of urbanization level and income inequality on the growth of household debt. The results show that the urbanization level is positively related to household debt in districts 鈪，
本文编号：2156067
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