金融危机背景下我国社会保障基金投资管理问题研究
发布时间：2018-08-01 10:11
【摘要】： 社会保障基金是社会保障制度的物质基础,社会保障基金的投资管理十分重要,2008年金融危机席卷全球,我国社会保障基金投资管理难度随之加大,本文认为只有坚持“安全第一、谨慎投资”的管理理念,才能保证社保基金的安全,本文通过分析我国社会保障基金在金融危机背景下的投资现状,总结出我国社保基金投资管理乏力应对金融危机主要有以下几点原因:社会保障基金管理体制不畅、投资范围狭窄且比例搭配不当、基金公司治理结构存在缺陷、立法体系不完善等,在分析了金融危机背景下美国联邦政府社会保障基金和阿根廷养老保险基金的投资管理情况下,得到一些启示,提出了应对金融危机的社会保障基金投资管理策略:完善社会保障基金管理体制,为社会保障基金投资创造一个良好的体制环境;逐步拓宽投资渠道,根据基金的性质合理调整投资比例;加强对基金管理公司的监管;建立社会保障基金投资风险管理体系;完善社保基金投资管理相关法律制度等。金融危机背景下我国社会保障基金投资既不应因畏惧金融风险而驻足不前,也不能急功近利盲目投资,而是应该采取稳健的投资管理策略,有效的防控风险。
[Abstract]:The social security fund is the material foundation of the social security system. The investment management of the social security fund is very important. This paper holds that only by adhering to the management concept of "safety first and prudent investment" can the security of social security funds be guaranteed. This paper analyzes the present investment situation of social security funds in China under the background of financial crisis. The main reasons for the weak management of social security fund investment in China to deal with the financial crisis are as follows: the social security fund management system is not smooth, the investment range is narrow and the proportion is improper, and the fund company governance structure has defects. After analyzing the investment management of the social security fund of the US federal government and the pension fund of Argentina under the background of the financial crisis, we get some enlightenment. This paper puts forward the investment management strategy of social security fund in response to the financial crisis: perfecting the management system of social security fund, creating a good institutional environment for social security fund investment, broadening the investment channel step by step, According to the nature of the fund to adjust the proportion of investment; strengthen the supervision of the fund management company; establish the social security fund investment risk management system; improve the social security fund investment management related legal system and so on. Under the background of financial crisis, the investment of social security fund in our country should not be stopped because of fear of financial risk, nor can we invest blindly with quick success and instant benefit, but should adopt steady investment management strategy and effective prevention and control of risk.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2010
【分类号】：F832.48;F842.6
本文编号：2157237
[Abstract]:The social security fund is the material foundation of the social security system. The investment management of the social security fund is very important. This paper holds that only by adhering to the management concept of "safety first and prudent investment" can the security of social security funds be guaranteed. This paper analyzes the present investment situation of social security funds in China under the background of financial crisis. The main reasons for the weak management of social security fund investment in China to deal with the financial crisis are as follows: the social security fund management system is not smooth, the investment range is narrow and the proportion is improper, and the fund company governance structure has defects. After analyzing the investment management of the social security fund of the US federal government and the pension fund of Argentina under the background of the financial crisis, we get some enlightenment. This paper puts forward the investment management strategy of social security fund in response to the financial crisis: perfecting the management system of social security fund, creating a good institutional environment for social security fund investment, broadening the investment channel step by step, According to the nature of the fund to adjust the proportion of investment; strengthen the supervision of the fund management company; establish the social security fund investment risk management system; improve the social security fund investment management related legal system and so on. Under the background of financial crisis, the investment of social security fund in our country should not be stopped because of fear of financial risk, nor can we invest blindly with quick success and instant benefit, but should adopt steady investment management strategy and effective prevention and control of risk.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2010
【分类号】：F832.48;F842.6
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相关期刊论文 前3条
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3 邓大松,刘昌平;中国企业年金基金治理研究[J];公共管理学报;2004年03期
，本文编号：2157237
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