我国商业银行国际化影响因素的实证研究

发布时间：2018-01-16 20:34

本文关键词：我国商业银行国际化影响因素的实证研究　出处：《黑龙江大学》2016年硕士论文　论文类型：学位论文

【摘要】：随着经济全球化的不断深入,世界各国在贸易和金融等领域的联系日益密切。我国也积极融入到经济全球化的发展趋势中,不断提升我国经济的开放程度。2013年我国提出的“一带一路”战略带动了双边贸易的发展和对外直接投资的增长,对我国商业银行海外金融业务提出了新的需求。2009年以来人民币国际化进程加速推进,2015年11月IMF将人民币纳入特别提款权(SDR)货币篮不仅是人民币国际化取得的关键性成果,而且是我国商业银行国际化的重要发展机遇。因此,当前是我国商业银行配合国家战略推进跨国经营的重要机遇期。本文首先对我国商业银行国际化的发展状况及特点进行分析,然后对银行国际化的影响因素进行梳理和分析,并根据本文需要选取影响我国商业银行国际化的因素。文章的核心内容是,选取我国九家商业银行作为研究对象,通过构建模型分别对影响其国际化的相关因素进行实证检验,包括银行自身因素、母国相关因素和东道国相关因素,最终根据实证检验结果提出我国商业银行国际化发展的政策建议。
[Abstract]:With the deepening of economic globalization, countries in the world in the field of trade and finance are increasingly close, and China is also actively integrated into the development trend of economic globalization. In 2013, China put forward the "Belt and Road" strategy to promote the development of bilateral trade and the growth of foreign direct investment. A new demand has been put forward for the overseas financial business of Chinese commercial banks. Since 2009, the internationalization of RMB has been accelerated. In November 2015, IMF included RMB into SDR (SDR) currency basket, which is not only the key achievement of RMB internationalization. It is also an important development opportunity for the internationalization of commercial banks in China. At present, it is an important opportunity period for Chinese commercial banks to cooperate with national strategy to promote transnational operation. Firstly, this paper analyzes the development and characteristics of the internationalization of Chinese commercial banks. Then the factors affecting the internationalization of banks are combed and analyzed, and the factors that affect the internationalization of commercial banks in China are selected according to the needs of this paper. The core content of the article is. Nine commercial banks in China are selected as the research object, and empirical tests are made on the relevant factors that affect their internationalization by constructing models, including the bank itself, the home country and the host country. Finally, according to the empirical test results, the paper puts forward the policy recommendations for the internationalization development of commercial banks in China.
【学位授予单位】：黑龙江大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.33

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