福建省渔业互助保险渔民参与意愿研究

发布时间：2018-01-04 04:41

本文关键词：福建省渔业互助保险渔民参与意愿研究　出处：《福建农林大学》2017年硕士论文　论文类型：学位论文

【摘要】：海洋渔业是一个高危高风险的产业,而福建省又是台风多发的省份,一次台风灾害,很可能造成很多渔民家庭一夜返贫。福建省又是海洋渔业大省,拥有渔业船舶6万多艘,传统渔民91万多人。多年来,广大渔民群众迫切希望能够有相关机构,有效形式,为福建省渔民的生活生产、生命健康等提供相应的、应有的保障。渔民参加渔业互助保险,可以有效地让渔民在遭受到因自然、意外事故等造成的伤害后,得到一定的赔偿,能够更好地帮助渔民恢复日常的生产作业。同时它对进一步促进福建省渔民渔业互助保险制度建设体系的完善,构建和谐渔区,和谐渔业,推动福建省海洋经济的健康稳步发展也起到非常重要的作用。本文以福建省渔业互助保险渔民参与意愿为研究内容,首先介绍了福建省渔民渔业互助保险参与意愿的研究背景和研究意义、国内外研究现状、研究内容和思路。同时对渔业保险的特殊性进行具体的、详细的分析,介绍渔民的日常生产和生活与传统的农民的差别,分析渔业保险与商业保险、社会保险存在的不同之处。其次阐述了福建省渔业互助保险的实践及存在的问题。主要对福建省渔业互助保险渔民参与意愿进行了深入的调查与分析。通过下基层,进行走访调研,向当地渔民、渔业工作者发放问卷,了解渔民对渔业互助保险的参与意愿,收集相关问卷资料,之后再通过对收集到的问卷资料进行具体统计分析,确定影响渔民对渔业互助保险参与意愿的主要因素,站在渔民的角度,对提高福建省渔业互助保险渔民参与意愿提出了相关的意见和建议,让更多的渔民愿意参加渔业互助保险。渔民是一个弱势群体,他们急需要得到相关保障,需要社会给予关注。本论文通过对福建省渔民渔业互助保险参与意愿的研究和分析,希望能够引起更多对渔民人身、财产保障问题的关注,能够让更多的渔民认识渔业互助保险,认识到参加渔业互助保险的好处,提高渔民对渔业互助保险的参与意愿,从而进一步为构建和谐渔区,和谐渔业,和谐社会作出一些贡献。
[Abstract]:Marine fishery is a high-risk and high-risk industry, and Fujian Province is a province prone to typhoons, a typhoon disaster, it is likely to cause many fishermen's families to return to poverty overnight. Fujian Province is also a major province of marine fisheries. There are more than 60,000 fishing vessels and more than 910,000 traditional fishermen. For many years, the majority of fishermen are eager to have relevant organizations and effective forms to produce for the livelihood of fishermen in Fujian Province. Life and health to provide corresponding, due protection. Fishermen to participate in fisheries mutual insurance, can effectively let fishermen suffer injuries caused by nature, accidents and so on, get a certain amount of compensation. At the same time, it can further promote the construction of fishery mutual insurance system in Fujian Province, and build a harmonious fishing area, harmonious fisheries. Promoting the healthy and steady development of Fujian marine economy also plays a very important role. Firstly, this paper introduces the research background and significance of the participation intention of fishery mutual insurance of fishermen in Fujian Province, the research status at home and abroad, the research contents and ideas. At the same time, the particularity of fishery insurance is analyzed in detail. This paper introduces the difference between the daily production and life of fishermen and the traditional farmers, and analyzes the fishery insurance and commercial insurance. Secondly, the paper expounds the practice and existing problems of fishery mutual insurance in Fujian province. It mainly makes a deep investigation and analysis on the participation intention of fishery mutual insurance fishermen in Fujian province. Layer. Visit and research, to local fishermen, fishery workers to issue a questionnaire to understand the willingness of fishermen to participate in fisheries mutual insurance, collect relevant questionnaire information. After that, through the specific statistical analysis of the questionnaire data collected, determine the main factors that affect the willingness of fishermen to participate in fishery mutual insurance, stand in the perspective of fishermen. To improve the willingness of fishery mutual insurance fishermen in Fujian Province put forward relevant opinions and suggestions, so that more fishermen are willing to participate in fishery mutual insurance. Fishermen are a vulnerable group, they urgently need to get relevant protection. Through the study and analysis of the participation intention of fishery mutual insurance of fishermen in Fujian province, we hope to arouse more attention to the fishermen 'personal and property security. It can make more fishermen understand fishery mutual insurance, realize the benefits of participating in fishery mutual insurance, enhance fishermen 'willingness to participate in fishery mutual insurance, and further construct harmonious fishing area and harmonious fishery. A harmonious society makes some contributions.
【学位授予单位】：福建农林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F326.4;F842.66

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