畜禽规模养殖户参保及保费支付意愿分析——基于对蛋鸡规模养殖户的调查

发布时间：2018-02-16 17:02

本文关键词： 蛋鸡参保保费支付意愿 Heckman两阶段模型　出处：《中国畜牧杂志》2017年06期 　论文类型：期刊论文

【摘要】：生产风险和市场风险对畜禽养殖收益的影响日趋严重,亟需畜禽保险的保障。在此背景下,本文以蛋鸡为例,利用调研得到的7省479个蛋鸡规模养殖户的生产经营数据,实证分析了规模养殖户的参保及保费支付意愿。研究发现:有意愿购买保险的养殖户希望获得有财政补贴的政策性保险;蛋鸡养殖户的受教育程度和蛋鸡养殖收入正向影响其参保及保费支付意愿;为保障收入,养殖规模越大的养殖户越有意愿购买保险并支付较高的保费,而蛋鸡养殖年限制约了蛋鸡养殖户参保及保费支付的意愿;市场风险、培训对蛋鸡养殖户参保及保费支付意愿具有显著的正向影响,表明养殖户的风险管理首选目标已经由收回基本的生产成本转向确保获取稳定的经营利润。因此,可通过培训等手段对蛋鸡保险进行宣传和引导,并出台鸡蛋价格指数保险或目标价格保险等政策性保险来满足养殖户的需求。
[Abstract]:The influence of production risk and market risk on the income of livestock and poultry breeding is becoming more and more serious, and the guarantee of livestock and poultry insurance is urgently needed. Under this background, taking laying hens as an example, the production and management data of 479 laying hens scale farmers in 7 provinces are obtained in this paper. Empirical analysis of the willingness of large-scale farmers to participate in insurance and premium payment. The study found that: willing to buy insurance farmers want to obtain the policy insurance with financial subsidies; The education level of laying hens and the income of laying hens have a positive effect on their willingness to participate in insurance and pay premiums. In order to protect their income, the larger the farmers are, the more willing they are to buy insurance and pay higher premiums. However, the number of years of laying hens' breeding restricted the willingness of egg breeders to participate in insurance and premium payment, and the market risk and training had a significant positive effect on the willingness of laying hens to participate in insurance and premium payment. It shows that the preferred target of risk management for breeders has shifted from recovering basic production costs to ensuring stable operating profits. Therefore, laying hens insurance can be promoted and guided by means of training and other means. And the introduction of egg price index insurance or target price insurance policy insurance to meet the needs of farmers.
【作者单位】：中国农业科学院农业经济与发展研究所;
【基金】：中国农业科学院科技创新工程“农产品市场与贸易政策团队”(ASTIP-IAED-2017-04) 农业部软科学课题“畜禽粪污资源化利用的PPP模式及效果研究”(K201719-3) 现代农业产业技术体系建设专项“国家蛋鸡产业技术体系”(CARS-41-K26)
【分类号】：F326.3

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