基于农户意愿的生猪价值链融资影响因素研究

发布时间：2018-07-21 20:06

【摘要】：我国是一个生猪养殖大国,同时也是一个生猪消费大国,猪肉在人们的日常饮食中占据了重要地位。促进生猪价值链的发展对于提高农民收入、保障食品质量安全具有重要意义。有效的金融支持是促进生猪产业发展的关键,然而当前的农村金融服务却很难满足农户在生产养殖中对资金的需求,生猪养殖户大多受养殖规模小、条件简陋、收益低等问题的困扰。生猪价值链融资以真实交易为基础,依托价值链整体,将资金融通与产品交易相结合,农户参与到生猪价值链融资中,可以扩大养殖规模,提高养殖收益。然而在实际发展中,存在农户对价值链融资认识不足,参与度不高的问题,有些农户愿意参与到生猪价值链融资中,有些农户却依然从事落后的小规模生产养殖。哪些因素影响了农户参与生猪价值链融资的意愿?在农户与企业的合作中还存在哪些问题?因此,本文的研究目标是:借鉴国内外学者的相关研究成果,结合我国生猪产业发展现状,对影响农户参与生猪价值链融资意愿的因素进行研究,依据研究结论,提出优化生猪价值链发展的政策建议,以期提高农户的合作收益及其对价值链融资的认识,鼓励农户积极参与到生猪价值链融资中,推动分散养殖向规范的合作养殖过渡。具体来说,本文采用定量分析与定性分析相结合的方法。首先对生猪价值链融资的基本理论、优势以及主要运行模式进行研究,并分析了核心企业与农户参与生猪价值链融资可获得的效益。其次,考虑到农户的固有特征及其参与生猪价值链融资的效益、投入成本以及合作优点、弊端等方面,并结合调研地区的实际发展状况,对农户是否参与生猪价值链融资可能产生影响的因素进行分析,将影响因素分为农户基本特征、融资成本、合作满意度和专用性资产投资四个方面,并对影响方向做出假设。再次,根据理论分析设计调查问卷搜集数据,基于Probit模型对影响因素进行实证研究。最后,在总结全文的基础上提出优化生猪价值链发展、提高农户参与度的政策建议。研究结果表明:在农户基本情况变量中,风险态度及养殖规模对农户是否参与生猪价值链融资有显著影响,风险规避的农户参与生猪价值链融资的可能性较大,养殖规模较大的农户参与生猪价值链融资的可能性也较大;在融资成本变量中,信息成本、时间成本以及风险成本通过了显著性检验,影响均为负;农户对与企业合作的满意度通过了显著性检验,影响方向为正,农户对合作的满意度越高,参与的可能性越高。本文得出的结论拓展了农业价值链融资的相关研究,并为提高农户参与生猪价值链融资的积极性、优化生猪价值链发展提供了指导。
[Abstract]:China is a big country of pig breeding and pig consumption. Pork plays an important role in people's daily diet. It is important to promote the development of pig value chain to improve farmers' income and ensure food quality and safety. Effective financial support is the key to promote the development of pig industry. However, the current rural financial services are very difficult to meet the farmers' demand for funds in production and breeding. The problem of low returns. The value chain financing of live pigs is based on the real transaction, relying on the whole value chain, combining the financing of the funds with the trading of products, and farmers participating in the financing of the value chain of live pigs can expand the scale of breeding and increase the income of breeding. However, in the actual development, there are some farmers who are willing to participate in the financing of pig value chain, while some farmers are still engaged in small-scale production and breeding. What factors influence farmers' willingness to participate in hog value chain financing? What problems still exist in the cooperation between farmers and enterprises? Therefore, the research goal of this paper is to study the factors that affect farmers' willingness to participate in pig value chain financing according to the research results of domestic and foreign scholars, combined with the current situation of pig industry development in China. The policy suggestions of optimizing the development of pig value chain are put forward in order to improve the cooperative income of farmers and their understanding of value chain financing, to encourage farmers to participate actively in the financing of pig value chain, and to promote the transition from decentralized farming to standardized cooperative farming. Specifically, this paper adopts the method of combining quantitative analysis and qualitative analysis. Firstly, the basic theory, advantages and main operating modes of hog value chain financing are studied, and the benefits of core enterprises and farmers participating in pig value chain financing are analyzed. Secondly, considering the inherent characteristics of farmers and the benefits of participating in hog value chain financing, input cost, advantages and disadvantages of cooperation, and combining with the actual development situation of the research area, This paper analyzes the factors that may influence farmers' participation in hog value chain financing. The influencing factors are divided into four aspects: farmers' basic characteristics, financing cost, cooperation satisfaction and specific asset investment, and the influence direction is hypothesized. Thirdly, according to theoretical analysis and design questionnaire to collect data, based on probit model to study the impact factors. Finally, on the basis of summing up the whole paper, some policy suggestions are put forward to optimize the development of pig value chain and increase farmers' participation. The results show that: among the basic variables of farmers' situation, risk attitude and breeding scale have significant influence on farmers' participation in hog value chain financing, and risk averse farmers are more likely to participate in hog value chain financing. Among the variables of financing cost, the information cost, time cost and risk cost passed the significant test, and the influence was negative. Farmers' satisfaction with cooperation with enterprises passed the significant test and the direction of influence was positive. The higher the satisfaction of farmers to cooperation the higher the possibility of participation. The conclusion of this paper extends the research of agricultural value chain financing and provides guidance for farmers to participate in pig value chain financing and optimize the development of pig value chain.
【学位授予单位】：安徽财经大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F326.3

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