论农村商业银行公司治理的完善

发布时间：2018-04-15 17:44

本文选题：信用社 + 商业银行　；参考：《山东大学》2011年硕士论文

【摘要】：农村商业银行作为农村信用社的改革形式之一,作为新型的股份制农村金融机构,其公司治理能否做到既尊重现代金融企业公司治理基本规律,又符合股份制农村商业银行的特征,将成为农村信用社改革成败的关键。而目前在中国,农村商业银行的公司治理尚无成熟的理论框架,在实践层面也仅停留在摸索阶段。就农村商业银行公司治理现状而言,其研究目前国内外还没有形成比较成熟的理论体系,大多是模仿公一般司法人治理结构的理论,有的甚至就是一般公司法人治理结构理论的完全照抄照搬,而没有考虑到商业银行与一般公司的差别,忽略了商业银行自身的特点。但是,随着国内外相关立法的不断完善,在立法、司法上各国对银行法人治理结构的改革均呈现出加强的趋势,使得相关理论的研究也不断深入发展。本文运用公司法、经济法、商业银行法的相关知识和理论,从合作制和股份制的关系作为切入点,对我国目前进行的新一轮农村信用社改革中存在的股权设置与治理结构问题进行了详细的剖析,对此次改革中新成立的农村商业银行公司治理的创新性进行了提炼,并针对其公司治理存在的问题提出改进建议。同时,结合对国外商业银行公司治理的成功经验的分析,合作制与股份制、信用社与商业银行的本质特征进行了对比,从特殊性到普遍性,提出了完善我国农村商业银行公司法人治理结构的初步设想。本文首先主要介绍了论文的选题背景及现实意义。简要概括了公司治理结构的相关理论和商业银行公司治理结构的特殊性,以及国内外关于商业银行公司治理结构的理论研究。从整体上提出完善农村商业银行公司治理结构的必要性。第一部分主要阐述一下公司治理结构理论和商业银行公司治理的基本内容以及农村商业银行公司治理的特殊性,为接下来的商业银行公司治理结构研究做铺垫。接下来第二部分主要是阐述了我国农村商业银行的治理现状及缺陷,从中揭示出农村商业银行在公司治理方面需要完善的地方。文章最后一部分主要谈一下如何完善我国农村商业银行的公司治理,首先提出完善农村商业银行公司治理的必要性,然后从公司法和商业银行特殊性两个角度谈如何完善我国刚组建农村商业银行的公司治理结构。
[Abstract]:As one of the reform forms of rural credit cooperatives and as a new type of joint-stock rural financial institution, the corporate governance of rural commercial banks can not only respect the basic laws of corporate governance of modern financial enterprises,In line with the characteristics of joint-stock rural commercial banks, it will become the key to the success or failure of the reform of rural credit cooperatives.At present, there is no mature theoretical framework for corporate governance of rural commercial banks in China.As far as the current situation of corporate governance of rural commercial banks is concerned, its research has not yet formed a relatively mature theoretical system at home and abroad, mostly imitating the theory of the general judicial governance structure.Some even copy the corporate governance structure theory completely without considering the difference between commercial banks and general companies and ignore the characteristics of commercial banks.However, with the continuous improvement of relevant legislation at home and abroad, in legislation, judicial reform of the legal person governance structure of the bank has shown a trend of strengthening, making the relevant theoretical research has been further developed.Based on the relevant knowledge and theory of company law, economic law and commercial bank law, this paper takes the relationship between cooperative system and joint-stock system as the starting point.This paper analyzes in detail the problems of equity establishment and governance structure existing in the new round of rural credit cooperative reform in China, and refines the innovation of corporate governance of newly established rural commercial banks in this reform.And to its corporate governance problems put forward suggestions for improvement.At the same time, based on the analysis of the successful experience of foreign commercial banks' corporate governance, the paper compares the essential characteristics of the cooperative system with the joint-stock system, credit cooperatives and commercial banks, from particularity to universality.This paper puts forward a tentative plan to perfect the corporate governance structure of rural commercial banks in China.Firstly, this paper introduces the background and practical significance of the thesis.This paper briefly summarizes the relevant theories of corporate governance structure and the particularity of corporate governance structure of commercial banks, as well as the theoretical research on corporate governance structure of commercial banks at home and abroad.The necessity of perfecting the corporate governance structure of rural commercial banks is put forward as a whole.The first part mainly expounds the theory of corporate governance structure and the basic content of corporate governance of commercial banks and the particularity of corporate governance of rural commercial banks, paving the way for the next research on corporate governance structure of commercial banks.The second part mainly expounds the present situation and defects of the rural commercial banks in our country, and reveals that the rural commercial banks need to be perfected in corporate governance.The last part of the article mainly talks about how to improve the corporate governance of rural commercial banks in our country, first of all, it puts forward the necessity of perfecting the corporate governance of rural commercial banks.Then it discusses how to perfect the corporate governance structure of newly formed rural commercial banks from the two angles of company law and the particularity of commercial banks.
【学位授予单位】：山东大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D922.281;D922.29

【相似文献】