我国质押担保法律制度完善

发布时间：2018-06-18 21:45

本文选题：质权 + 权利质权　；参考：《山东大学》2015年硕士论文

【摘要】：在经济学家眼里,一切物应当皆有价值。纵观世界主要国家在物权方面的立法,不动产和动产的划分方式最为简单也最为常见。当代经济的持续发展促进了融资需求的增长,也推动着担保制度的自我完善；现代意义上的担保制度始于工业革命时期,其中动产(包括权利)担保制度的发展极大地促进了经济增长。其最大特色在于不影响担保物的使用收益,而支撑这一制度的是日益发达的市场经济。通过比较我们能得出这样一个结论：市场经济越发达的国家其动产融资担保制度也越发达,反过来说,动产融资担保制度发达的国家其经济发展也较快。以世界头号经济强国美国为例,动产融资担保占中小企业融资70%以上,反观我国,连30%都不到,对比之下,不难理解我国企业融资长久的桎梏。本文在参考大量文献的基础上,对比国内外立法现状,旨在为完善我国质押担保制度做出有益的尝试。文章共分为五个部分对质押担保制度进行了探讨。第一部分,导论,文章介绍了选题背景、选题的意义；第二部分,质押担保制度的一般理论,本部分界定了质押及质权的概念,在此基础上重点阐述了动产质权和权利质权；第三部分质押担保制度的域外考察,本部分分析了当前国外质押担保的相关制度,在此基础上结合我国当前的质押担保制度进行对比分析。第四部分,我国质押担保制度的现状,本部分首先分析了我国质押担保制度的立法体系现状,继而分析了当前我国质押担保的环境现状,在此基础上重点分析研究了我国当前质押担保制度存在的问题,并就我国完善质押担保的必要性提出了自己的见解。最后,就如何完善我国的质押担保制度提出了自己的想法。
[Abstract]:In the eyes of economists, everything should have value. Looking at the legislation of real right in major countries in the world, the division of real estate and movable property is the simplest and most common. The sustained development of contemporary economy has promoted the growth of financing demand and the self-improvement of guarantee system. Among them, the development of chattel (including rights) guarantee system greatly promoted the economic growth. The main characteristic of the system is that it does not affect the income from the use of collateral, but is supported by an increasingly developed market economy. By comparison, we can draw a conclusion that the more developed the market economy, the more developed the chattel financing guarantee system, on the other hand, the more developed the chattel financing guarantee system, the faster its economic development. Taking the United States, the world's largest economic power, as an example, the guarantee of movable property financing accounts for more than 70% of the financing of small and medium-sized enterprises. In contrast, it is not difficult to understand the shackles of Chinese enterprises' financing for a long time. On the basis of a large number of references, this paper contrasts the domestic and foreign legislation status, aiming to make a beneficial attempt to perfect the pledge guarantee system in our country. The article is divided into five parts to discuss the pledge guarantee system. The first part, introduction, introduces the background of the topic, the significance of the topic, the second part, the general theory of pledge guarantee system, this part defines the concepts of pledge and pledge, on the basis of which it focuses on the pledge of movable property and pledge of rights. The third part is the extraterritorial investigation of the pledge guarantee system. This part analyzes the current foreign pledge guarantee system, on the basis of which, combining with the current pledge guarantee system in China to carry out a comparative analysis. The fourth part, the current situation of pledge guarantee system in our country, this part first analyzes the current situation of the legislation system of pledge guarantee system in our country, and then analyzes the current situation of the environment of pledge guarantee system in our country. On the basis of this, the author analyzes and studies the problems existing in the current pledge guarantee system in China, and puts forward his own opinion on the necessity of perfecting the pledge guarantee in our country. Finally, the author puts forward his own ideas on how to perfect the pledge guarantee system in our country.
【学位授予单位】：山东大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D923.2

【参考文献】