财产性收入对居民消费需求影响的实证研究

发布时间：2018-03-25 10:54

本文选题：财产性收入　切入点：住宅资产　出处：《消费经济》2014年02期

【摘要】：本文对居民财产性收入与消费需求之间的关系进行了实证研究,结果表明短期住房资产与居民消费需求虽然呈现正相关关系,但是住房资产的财富效应非常微弱。长期住房资产与消费需求呈现负相关关系,说明近年来房价上涨过快导致居民购房负担加重,降低了居民的消费需求。无论短期还是长期,股市财富与居民消费需求都呈现负相关关系,说明我国股票市场发展还尚未完善,股票资产对我国居民的财富效应尚未显现。为扩大居民消费需求,应完善劳动者工资结构,增加居民可支配收入;加大公共保障性住房建设,加强房地产市场监督与管理;完善证券市场法律体系,培育成熟的股票市场。
[Abstract]:This paper makes an empirical study on the relationship between residents' property income and consumption demand. The results show that there is a positive correlation between short-term housing assets and residents' consumption demand. But the wealth effect of housing assets is very weak. There is a negative correlation between long-term housing assets and consumer demand, indicating that the rapid rise in house prices in recent years has led to an increase in the burden of housing purchase by residents, which has reduced the consumption demand of residents. Whether in the short term or in the long run, The negative correlation between stock market wealth and residents' consumption demand shows that the development of stock market in China is not yet perfect, and the effect of stock assets on the wealth of Chinese residents is not yet apparent. In order to expand the consumption demand of residents, the wage structure of workers should be improved. We should increase the disposable income of the residents, strengthen the construction of public housing, strengthen the supervision and management of the real estate market, perfect the legal system of the securities market, and foster a mature stock market.
【作者单位】：中国劳动关系学院经济管理系;
【基金】：国家社会科学基金项目(13CJL019) 中国劳动关系学院2013年院级科研课题(13YY051)
【分类号】：F224;F126.1;F124.7

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