银行业对“呼包鄂”区域产业结构调整的支持研究

发布时间：2018-03-16 18:13

本文选题：银行业　切入点：产业结构调整　出处：《内蒙古科技大学》2013年硕士论文　论文类型：学位论文

【摘要】：内蒙古经济在未来要保持健康持续的增长，在很大程度上依赖于产业结构优化调整的效果。“呼包鄂”区域作为内蒙古的金三角，作用尤为重要。但该区域的经济增长方式却越来越不适应经济进一步发展的要求，能耗高、污染大、浪费严重，已经成为该区域的突出问题，，进行产业结构调整已是必行之道。产业结构调整的影响因素有许多，本文主要讨论银行业与“呼包鄂”区域产业结构调整之间的关系。从以往的研究来看，从金融的角度出发，来研究其对产业结构调整的作用的较多，对于“呼包鄂”区域，从银行业的角度出发来研究的较少，这是本文的主要创新点。本文系统的分析了金融对产业结构调整的影响机理，进而分析了银行业对产业结构调整的影响机理，提出银行业通过资金分配作用于其他生产要素的分配，从而影响产业结构调整。同时简单的分析了“呼包鄂”区域银行业发展现状以及“呼包鄂”区域产业结构发展进程，然后研究了“呼包鄂”区域产业结构与银行业的相关性关系。最后对银行业和“呼包鄂”区域三次产业相关数据进行整理，通过建立回归模型，研究银行发展、银行效率、银行产出率对三次产业的分别影响程度。通过研究发现“呼包鄂”区域银行业存在的问题，如：银行业的资金资源配置效率有待提高；银行的资金配置缺乏主动性；银行业对高新技术产业的资金支持不够，同时对如何发挥银行业在产业结构调整中资源配置中的主动性，运用国家经济政策宏观调控的作用，引导产业结构调整更趋合理性和科学性进行系统研究。最后做出总结并提出充分发挥银行业的资金配置效率，增强其对产业范围的选择、提高银行通过信贷来支持产业结构调整的能力等对策建议。本文的研究虽然在研究角度上有一定的创新，但由于“呼包鄂”区域的相关数据在搜集上存在一定难度，导致本文研究深度还有待提高。接下来可以以银行业务及产业结构细分为基础，更加有针对性的研究银行业对“呼包鄂”区域具体产业、具体行业的支持。
[Abstract]:In order to maintain healthy and sustained economic growth in the future, Inner Mongolia depends to a large extent on the effects of the optimization and adjustment of the industrial structure. The "Hubao E" region is the golden triangle of Inner Mongolia. However, the pattern of economic growth in the region has become increasingly unsuitable for the further development of the economy, with high energy consumption, high pollution and serious waste, which has become a prominent problem in the region, It is necessary to adjust the industrial structure. There are many factors that influence the adjustment of the industrial structure. This paper mainly discusses the relationship between the banking industry and the adjustment of the regional industrial structure of "Hubao E". From the point of view of previous studies, from the perspective of finance, this paper mainly discusses the relationship between the adjustment of the industrial structure and the adjustment of the regional industrial structure. To study the role of industrial structure adjustment more, for "Hubao E" region, from the perspective of the banking sector to study less, this is the main innovation of this paper. This paper systematically analyzes the influence mechanism of finance on industrial structure adjustment, and then analyzes the influence mechanism of banking on industrial structure adjustment, and puts forward that the banking industry acts on the distribution of other factors of production through the distribution of funds. So as to affect the adjustment of industrial structure. At the same time, it simply analyzes the current situation of the development of regional banking industry and the development process of the regional industrial structure of "Hubao E". Then it studies the relationship between the regional industrial structure of "Hubao E" and the banking industry. Finally, the paper collates the relevant data of banking and three industries in "Hubao E" region, and studies the bank development and bank efficiency through establishing regression model. The influence of bank output rate on the three industries. Through the research, the paper finds out the problems existing in "Hubao E" regional banking industry, such as: the efficiency of capital resource allocation of banking needs to be improved, the fund allocation of banks is lack of initiative; The financial support of the banking industry to the high-tech industry is not enough. At the same time, it is necessary to give full play to the initiative of the banking industry in the allocation of resources in the adjustment of the industrial structure, and to apply the role of macroeconomic regulation and control of the national economic. To guide the industrial structure adjustment to be more rational and scientific to carry on the systematic research. Finally, to make a summary and put forward to give full play to the capital allocation efficiency of the banking industry, and enhance its choice of the industrial scope. To improve the ability of banks to support industrial restructuring through credit and other countermeasures. Although the research in this paper has some innovation in the research angle, it is difficult to collect the relevant data in the area of "Hubao and E". Therefore, the research depth of this paper still needs to be improved. Next, we can study the support of the banking industry to the specific industry and specific industry of "Hubao E" region on the basis of the subdivision of banking business and industrial structure.
【学位授予单位】：内蒙古科技大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F127;F832.7

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