房地产泡沫与政府调控政策

发布时间：2018-01-31 12:56

本文关键词： 房地产泡沫政府调控　出处：《天津师范大学》2013年硕士论文　论文类型：学位论文

【摘要】：房地产业是我国国民经济的基本载体,是加速实现工业化、现代化和城市化的主要力量,被称为国家经济的晴雨表。房地产业不仅涉及到国民经济的发展和人民群众的利益,而且关系到金融业的安危,如果房地产业存在泡沫,将可能对经济造成负面的影响,严重时甚至可能导致金融危机。首先,我们采用数据分析法从房地产与国民经济的关系,房地产开发投资情况,房地产资金来源情况,商品房销售价格变化特点、面积变化特点以及房地产企业收入情况等方面入手,阐述了我国房地产所处的现状,指出了我国房地产市场的弊端。接下来对引起房地产泡沫的原因进行了剖析和总结,先分析了地方政府和中央政府在房地产产业里的利益关系,主要从政府财政税收,政府行政收费,房地产行从业人员收入以及房地产相关行业提供给政府的税收等五个方面入手加以分析。之后又综合分析了房地产泡沫所产生的副作用,指出房地产泡沫严重地激化了社会矛盾,抑制了社会消费,一家独大发展畸型,导致实体产业资本流入房地产业牟取暴利,致使中国经济结构失衡。为此,政府为了抑制房价上涨出台了相关的公共政策,我们研究了我国住房市场的公共政策工具,包括金融支持政策、租金(价格)管制政策、土地和规划管制政策、货币政策、税收政策、公共住房政策、住房交易限制政策、期房政策、住房交易管制政策、外资管制政策等十种政策工具。梳理了2001至2011年期间的“国字号”的调控政策,并分析各政策工具干预住房市场所带来的效果。然后以上海为例子,先是分析在国家层面的宏观政策调控对上海房地产业发展的影响,说明了宏观政策对住房、土地使用制度的改革是上海的房地产业发展的前提条件,然后列举了1990至2007年期间的上海市政府所出台的房地产调控政策,探讨了上海本地房地产政策对上海房地产价格的影响。国家以及上海本地的政策为上海房地产业引来了以供给为导向的房产市场的热潮。这一时期房地产交易活跃,投资需求旺盛,房地产升值潜力不断提升,形成了潜在的房地产泡沫。最后,我们对政府如何控制打压房地产泡沫提出政策建议,包括完善土地产权制度、打破土地开发垄断、严控行政收费,削减政府利益相关度、强化市场操纵和欺诈监管、加强金融监控,确保金融安全、增加供给,改善供需关系、抑制投资型需求,多种渠道保障自住型需求等建议,可作为日后政府相关部门规制优化和制定宏观调控政策时的参考。
[Abstract]:The real estate industry is the basic carrier of our national economy, and the main force of accelerating industrialization, modernization and urbanization. It is called the barometer of national economy. The real estate industry not only involves the development of the national economy and the interests of the people, but also relates to the safety of the financial industry, if there is a bubble in the real estate industry. May have a negative impact on the economy, or even lead to a financial crisis. First of all, we use data analysis from the relationship between real estate and the national economy, real estate development and investment, real estate capital sources, commercial housing sales price change characteristics. Starting with the characteristics of the area change and the income situation of the real estate enterprises, this paper expounds the present situation of the real estate in our country. Pointed out the drawbacks of the real estate market in China. Then the causes of the real estate bubble were analyzed and summarized, the first analysis of the interests of local governments and central government in the real estate industry. Mainly from the government fiscal revenue, government administrative charges. Real estate industry employees' income and the real estate related industries to provide the tax revenue to the government and so on five aspects to be analyzed, and then comprehensive analysis of the side effects of the real estate bubble. It is pointed out that the real estate bubble seriously intensifies the social contradictions, restrains the social consumption, and leads to the abnormal development of a single industry, which leads to the inflow of real industrial capital into the real estate industry for profiteering, resulting in the imbalance of China's economic structure. Therefore, in order to curb the rise of house prices, the government has issued relevant public policies, we have studied the public policy tools of the housing market in China, including financial support policy, rent (price) control policy. Land and Planning Regulation Policy, Monetary Policy, tax Policy, Public Housing Policy, Housing transaction restriction Policy, Housing Futures Policy, Housing transaction Regulation Policy. Foreign capital control policy and other ten policy tools. Combing the "country name" from 2001 to 2011 of the regulatory policy. Then taking Shanghai as an example, this paper analyzes the impact of macro-policy control on the development of real estate industry in Shanghai at the national level, and explains the impact of macro-policy on housing. The reform of land use system is the prerequisite for the development of real estate industry in Shanghai. Then it lists the real estate regulation and control policies issued by the Shanghai Municipal Government from 1990 to 2007. This paper discusses the influence of the local real estate policy in Shanghai on the real estate price in Shanghai. The national and local policies have led to the upsurge of the supply-oriented real estate market for the Shanghai real estate industry. Jump. Investment demand is exuberant, the potential for real estate appreciation is rising, forming a potential real estate bubble. Finally, we put forward some policy suggestions on how to control and suppress the real estate bubble, including perfecting the land property right system, breaking the monopoly of land development, strictly controlling administrative charges, and reducing the correlation of government interests. Strengthen market manipulation and fraud supervision, strengthen financial monitoring, ensure financial security, increase supply, improve the relationship between supply and demand, restrain investment-oriented demand, various channels to protect self-housing demand and other suggestions. It can be used as a reference to optimize and formulate macro-control policies of relevant government departments in the future.
【学位授予单位】：天津师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F299.23;F123.16

【参考文献】