近三年我国房地产需求特征变化调查

发布时间：2018-02-04 16:35

本文关键词： 房地产需求消费特征房地产投资　出处：《经济纵横》2014年11期 　论文类型：期刊论文

【摘要】：对近三年房地产需求变化跟踪调查的结果显示,我国住房拥有量与年龄呈倒U型分布,因此,需要关注进入老龄社会将给我国房地产市场带来的新趋势;由于高收入者有着多元的投资渠道,所以从房产占资产的比重来看,房地产市场波动对低收入家庭影响反而更大;由于文化程度对认知的影响,文化程度较高的家庭在房地产消费投资中更加理性;房地产消费资金以银行贷款为主,而投资资金以家庭自有收入为主,说明近三年银行缩紧房贷后,受影响的主要是投机购房与消费购房,对投资购房影响较弱;国家房地产调控政策对房地产需求影响最为显著,房地产市场需求总体上较为理性。
[Abstract]:The results of the investigation on the change of real estate demand in the past three years show that the amount of housing ownership in our country is inversely U-shaped distribution with the age, so we should pay attention to the new trend that the aging society will bring to the real estate market of our country. Because the high income person has the multivariate investment channel, therefore from the real estate to the asset proportion, the real estate market fluctuation actually has the bigger influence to the low income family; Because of the influence of education level on cognition, families with higher education level are more rational in real estate consumption and investment. The real estate consumption funds are mainly bank loans, while the investment funds are mainly the family's own income, which shows that after the banks tighten their mortgage in the last three years, the main factors affected are speculation and consumption, which has a weak impact on the investment and purchase of houses. The national real estate regulation policy has the most significant influence on the real estate demand, and the real estate market demand is generally rational.
【作者单位】：吉林农业大学人文学院;
【基金】：吉林农业大学青年启动基金项目的成果
【分类号】：F299.23
【正文快照】： 国际金融危机爆发后,我国房地产市场明显进入非理性发展阶段,房地产由消费品和投资品转变为投机品。为了引导住房合理消费,国家先后出台多项房地产调控政策,旨在遏制投资、投机性购房,促进房地产市场平稳发展。随着调控政策对房价的持续抑制,我国居民家庭的房地产需求和消费行

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