中国银行辽宁省分行不良资产管理研究

发布时间：2018-03-09 03:27

本文选题：风险管理　切入点：不良资产　出处：《大连理工大学》2013年硕士论文　论文类型：学位论文

【摘要】：中国银行辽宁省分行是中国银行十大重点区域分行之一,2010年,中国银行辽宁省分行的不良资产比例低于1%,在不良资产管理问题上取得了显著效果。但金融危机的影响尚未消除,出口持续萎靡、房地产泡沫严重、通货膨胀居高不下等越演越烈,这些因素都是不良资产形成的潜在因素,所以中国银行辽宁省分行不应停留在眼前的业绩上,应该根据形势发展加强对不良资产的管理。本文首先对中国银行辽宁省分行进行简单介绍,并提出本文的研究内容、思路与方法；随后提出本文的理论基础,包括不良资产的内行、表现形式、成因、胜任力理论、多准则决策理论等,并根据当前宏观经济形式,分析资产管理面临的特殊要求；对中国银行辽宁省分行不良资产管理现状进行梳理,对不良资产管理实例进行研究分析,在此基础上提出中国银行辽宁省分行不良资产管理在尽职调查、从业人员胜任力、处置方式优选评价等方面存在的问题；随后根据目前中国银行辽宁省分行不良资产管理现有的管理对策,并以胜任力理论、多准则决策理论为指导,提出改善中国银行辽宁省分行不良资产管理的政策建议与保障措施。
[Abstract]:The Bank of China Liaoning Branch is one of the 10 key regional branches of the Bank of China. In 2010, the proportion of non-performing assets in the branch of the Bank of China in Liaoning Province was less than 1%, which has achieved remarkable results in the management of non-performing assets. However, the impact of the financial crisis has not been eliminated. As exports continue to languish, real estate bubbles become severe and inflation continues to rise, all these factors are potential factors for the formation of non-performing assets. Therefore, the Liaoning branch of the Bank of China should not remain in the immediate performance. The management of bad assets should be strengthened according to the development of the situation. This paper first introduces the Bank of China Liaoning Branch, and puts forward the research contents, ideas and methods of this paper, and then puts forward the theoretical basis of this paper, including the expertise of non-performing assets, forms of expression, causes, competency theory, The multi-criteria decision theory, and according to the current macroeconomic form, analyzes the special requirements of asset management, combs the current situation of non-performing assets management in Bank of China Liaoning Province Branch, and studies and analyzes the examples of non-performing assets management. On the basis of this, the paper points out the problems existing in the management of non-performing assets of Bank of China Liaoning Province Branch in the aspects of due diligence, the competence of employees, the optimal selection and evaluation of disposal methods, etc. Subsequently, according to the current management countermeasures of non-performing assets management in Bank of China Liaoning Province Branch, and guided by competency theory and multi-criteria decision theory, This paper puts forward the policy suggestions and safeguard measures to improve the management of non-performing assets of Bank of China Liaoning Branch.
【学位授予单位】：大连理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33

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