我国住房公积金空间格局研究

发布时间：2018-03-28 13:47

本文选题：住房公积金　切入点：k-means算法　出处：《住宅科技》2016年03期

【摘要】：住房公积金制度在全国的均衡发展,关系到中低收入阶层的住房保障,关系到制度的整体可持续发展,关系到国家的社会政治稳定。随着经济环境与房地产市场的变化,制度的封闭运作模式使各省份实际运营差异性明显。文章以全国31省份住房公积金为研究对象,设计全国住房公积金发展水平空间均衡评价指标体系,应用无监督学习聚类算法(K-means)模型,得出全国住房公积金发展水平的五级分类空间格局结论,为分析全国住房公积金整体发展状况、完善全口径管理及供给侧结构性改革决策提供客观依据。
[Abstract]:The balanced development of the housing accumulation fund system in the whole country is related to the housing security of the low- and middle-income class, to the overall sustainable development of the system, to the social and political stability of the country. With the changes of the economic environment and the real estate market, The closed operation mode of the system makes the actual operation difference of each province obvious. This article takes the housing accumulation fund of 31 provinces as the research object, designs the spatial equilibrium evaluation index system of the development level of the national housing accumulation fund. By using the K-means model of unsupervised learning clustering algorithm, this paper draws the conclusion of the five-level spatial pattern of the development level of the national housing provident fund, in order to analyze the overall development of the national housing accumulation fund. Improve full-caliber management and supply-side structural reform decisions to provide an objective basis.
【作者单位】：同济大学经济与管理学院;上海市公积金管理中心;
【分类号】：F299.23;F832.479

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