新加坡组屋制度及对完善我国保障房体系的启示

发布时间：2018-04-15 20:40

本文选题：保障房 + 体系建设　；参考：《新金融》2014年09期

【摘要】：自2003年开始,我国对房地产市场的调控已经长达十年,但是调控效果并不理想,保障房建设不到位可能是主因之一。本文分析新加坡保障性住房体系——组屋制度的发展理念及相关制度建设和组织管理经验,结合我国国情,对我国保障性住房体系的完善提出建议。要加强保障性住房制度建设,建立政府为主导的、与商品房市场隔离的住房保障性体系,加强保障性住房准入和退出制度管理;要设立保障性住房专营机构,便于保障房项目的预算安排及相关事项统筹协调,对保障房运用体系实施全流程管理;要提升住房公积金制度在保障性住房体系中的配套、支持作用,有效解决中低收入家庭无力购房的难题;要在科学规划的基础上拟定住房计划,建设完善的配套措施,加强保障性住房"宜居性"管理。
[Abstract]:Since 2003, China has been regulating the real estate market for 10 years, but the effect of regulation is not ideal, indemnificatory apartment construction may be one of the main reasons.This paper analyzes the concept of development of the housing system in Singapore and the experience of the construction and management of the relevant system, and puts forward some suggestions for the improvement of the housing system of our country according to the national conditions of our country.It is necessary to strengthen the construction of the affordable housing system, to establish a government-led housing security system that is isolated from the commercial housing market, and to strengthen the management of the admission and withdrawal system of the subsidized housing; and to set up specialized agencies for affordable housing.It is convenient for indemnificatory apartment's budget arrangement and related matters to coordinate as a whole, and to implement the whole process management of indemnificatory apartment's application system; to enhance the supporting and supporting role of the housing provident fund system in the indemnificatory housing system,It is necessary to draw up a housing plan on the basis of scientific planning, build perfect supporting measures, and strengthen the management of "liveability" of affordable housing.
【作者单位】：交通银行北京市分行芳群园支行;
【分类号】：F299.23

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