人民币可自由兑换条件与策略研究

发布时间：2018-05-10 06:09

本文选题：货币自由兑换 + 金融体系改革　；参考：《河北大学》2013年硕士论文

【摘要】：进入21世纪以来，国际经济贸易、金融联系日益加深，全球经济一体化进程加剧，作为东盟10+3外长会议的核心国家之一，中国的货币市场化改革对于促进区域经济一体化和区域经济的健康，稳定，蓬勃发展具有十分重大的现实意义。人民币国际化和我国金融体制改革已经提到了十二五规划的发展蓝图之中，2012年两会总理政府工作报告中也着重提到与人民币国际化同步推进的利率、汇率市场化改革以及证券市场改革和人民币离岸中心的推进。货币自由兑换是推进货币国际化的关键一步，但我国目前关于资本账户的开放改革却仍然处于探索阶段。俄罗斯在本国金融市场不健全的基础上盲目推进货币可自由兑换，短时间内完全放开资本市场，虽然在一定时间内起到了提振本国经济、促进金融发展等效果，但好景不长，巨大的国际资本冲击俄罗斯金融市场，外资争相流入股票债券及房地产市场，削弱了政府管理水平，影响了本国经济稳定，阻碍了俄罗斯市场经济深化改革。人民币可自由兑换的影响因素是很多的，平稳良好的宏观经济形势及政府财政状况、完善的市场化金融体系、成熟的微观市场主体和强有力的政府调控能力都是实现货币可自由兑换必不可少的条件。与之相比，我国要实现货币可自由兑换还存在诸多障碍，内在配套制度不健全、本国经济结构不平衡以及缺乏相应完善的法律保障制度等制约因素都严重影响着货币可自由兑换的进程。因此，我国人民币可自由兑换进程要展开，，但又不能盲目加速，要在我国金融市场不断完善的基础上，抓住适当的时机，循序渐进的推进货币的可自由兑换，在此之前，先要做足准备工作，为人民币可自由兑换营造良好的市场环境，首先要保持国内宏观经济平稳运行及财政状况的良好，其次应深化我国金融体系改革，完善市场化金融体系，加快建立上海香港两个金融中心，再次要加快商业银行的改革步伐，为本国创造成熟的微观市场主体，最后要完善政府宏观调控能力，加强我国金融系统监督与管理。
[Abstract]:Since the beginning of the 21st century, with the deepening of international economic and trade and financial ties, and the intensification of the process of global economic integration, as one of the core countries of the ASEAN 103 Foreign Ministers' meeting, China's reform of currency marketization is of great practical significance in promoting regional economic integration, regional economic health, stability and vigorous development. The internationalization of the renminbi and the reform of the financial system of our country have already been mentioned in the development blueprint of the 12th Five-Year Plan. In the government work report of the two sessions of the NPC and CPPCC in 2012, they also highlighted the interest rates that are advanced in keeping with the internationalization of the renminbi. The exchange rate marketization reform and the securities market reform and the RMB offshore center advancement. Currency convertibility is a key step to promote currency internationalization, but the reform of capital account opening in China is still in the exploratory stage. Russia blindly promoted the free convertibility of its currency on the basis of its unsound financial market and completely liberalized the capital market in a short time.Although it has had the effect of boosting its economy and promoting financial development within a certain period of time, the good times have not been long. The huge international capital impinged on the Russian financial market, foreign capital rushed into the stock, bond and real estate market, weakened the government management level, affected the domestic economic stability, hindered the Russian market economy to deepen the reform. There are many factors that affect the convertibility of RMB. The stable and good macroeconomic situation, the government's financial situation, and a sound market-oriented financial system, Mature micro-market subject and powerful government control ability are essential conditions to realize currency convertibility. In contrast, there are still many obstacles to the realization of a freely convertible currency in our country, and the internal supporting system is not perfect. The imbalance of domestic economic structure and the lack of corresponding perfect legal guarantee system have seriously affected the process of freely convertible currency. Therefore, the process of RMB convertibility in China should be carried out, but it cannot be blindly accelerated. On the basis of the continuous improvement of our financial market, we should seize the appropriate opportunity to advance the convertibility of the currency step by step, before that, First of all, we should make good preparations to create a good market environment for the free exchange of RMB. First, we should maintain the smooth operation of the domestic macro economy and the good financial situation, and secondly, we should deepen the reform of our financial system and perfect the market-oriented financial system. To speed up the establishment of two financial centers in Shanghai and Hong Kong, we should speed up the reform of commercial banks, create mature micro-market subjects for our country, perfect the government's macro-control ability and strengthen the supervision and management of our financial system.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.6

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