关注房地产信贷新风险

发布时间：2018-05-13 10:23

本文选题：新风险 + 房地产信贷　；参考：《中国金融》2016年16期

【摘要】：正近年来,伴随着中国经济增长进入新常态,房地产市场调控在去行政化的背景下,重回市场化主导,住房需求随人口结构的变化呈现出新趋势,房地产行业整体进入去库存周期,全国各城市的分化、房地产行业的转型、企业的整合压力进一步加剧。现阶段,商业银行需要密切关注房地产市场变化给相关信贷业务带来的新风险。
[Abstract]:In recent years, with China's economic growth entering the new normal, the real estate market regulation and control in the context of deadministrative, return to market-oriented dominant, housing demand with the change of population structure shows a new trend. The real estate industry as a whole enters the destocking cycle, the differentiation of cities, the transformation of the real estate industry, and the pressure of enterprise integration. At present, commercial banks need to pay close attention to the new risks brought about by the changes in the real estate market.
【作者单位】：中国工商银行北京市分行;
【分类号】：F299.23;F832.45

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