房地产企业融资渠道成本分析

发布时间：2018-01-06 20:40

本文关键词：房地产企业融资渠道成本分析　出处：《财会通讯》2014年05期 　论文类型：期刊论文

【摘要】：正一、引言房地产业也是资金密集型行业,房地产企业资金的主要来源仍来自银行信贷。然而近些年来国家针对房地产市场的过热问题频繁出台政策,其中银行信贷成为了国家宏观调控政策的监督重点:从2003年央行下发的"121文件",到2005年银监会公布的"212号文件";从央行上调房贷利率,再到限购政策的大力实施,直接导致了购房者对房地产的观望和推迟购房计划的态势的加强。因此,在传统的融资渠道(银行信贷)受国家宏观调控政策的打压下,大量的房地产企业经受着销售资金回笼漫长与融资难度加大的双重压力,房地产市场也因此从"春天"进入了"冬天"。根据国
[Abstract]:Is the introduction, the real estate industry is a capital intensive industry, the main source of real estate funds are from bank credit. However, in recent years, the real estate market overheating countries frequent policies, including bank credit has become the national macro-control policy focus of Supervision: from 2003 the central bank issued a "121 document". By 2005 the CBRC announced the "No. 212 document"; from the central bank increased mortgage interest rates, to the purchase of the policy to vigorously implement, directly led to the strengthening of real estate buyers wait and delay the purchase plan situation. Therefore, the traditional financing channels (bank credit) by the national macro-control policies under the double pressure of a large number of real estate enterprises experiencing sales capital returns long and increase the difficulty of financing, so the real estate market is from the "spring" into the "winter", according to the country.

【作者单位】：广西职业技术学院;
【分类号】：F293.33
【正文快照】： 一、引言房地产业也是资金密集型行业,房地产企业资金的主要来源仍来自银行信贷。然而近些年来国家针对房地产市场的过热问题频繁出台政策,其中银行信贷成为了国家宏观调控政策的监督重点:从2003年央行下发的“121文件”,到2005年银监会公布的“212号文件”;从央行上调房贷利

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