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发布时间：2018-02-26 21:56

本文关键词： 房地产市场贷款要求自住房银监会救市政策房地产公司首付款比例金融机构自住型中国房地产 　出处：《中国金融》2014年22期 　论文类型：期刊论文

【摘要】：正"政府救市了,房地产市场又要火了,房价又要涨上去了,您还打算买房吗?"相信凡是之前给房地产中介留过电话的人,最近总能不止一次地收到这样的"骚扰"电话。2014年9月30日,央行和银监会出台的"房贷新政"好似给房地产市场注入一针强心剂,仅从内容上看,这次的"救市政策"不仅超出了此前的市场预期,甚至比2008年的政策还要积极,表现在三个"最"上。一是,最优惠的首套房贷款要求。对于贷款购买首套普通自住房的家庭,
[Abstract]:Is "the government rescues the market, the real estate market will fire again, the house price will rise again, you also plan to buy a house?" "it is believed that anyone who has previously left a phone call to a real estate agent has recently received such" harassment "calls more than once. The "new housing loan policy" by the Central Bank and the Banking Regulatory Commission seems to inject a shot of strength into the real estate market. In terms of content only, this "rescue policy" not only exceeds the market expectations, but is even more active than the 2008 policy. This is manifested in the three "most". The first is the most favorable first home loan requirement. For families who buy the first ordinary home on a loan,
【作者单位】：中国社会科学院金融研究所;
【分类号】：F299.23

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