夹层融资在房地产企业中的应用研究
发布时间：2018-07-22 11:56
【摘要】：改革开放以来,中国房地市场取得了飞速的发展,房地产业已经成为我国经济发展的重要支柱。作为典型的资金密集性产业,房地产企业融资环境对产业发展有着重要的推动作用。当前,我国房地产企业的融资模式主要由自有资金、贷款、施工单位垫资、按揭等方式构成,但是,主要存在严重依赖银行贷款的问题。随着国家宏观调控政策不断深入,对银行、信托机构的政策监管力度持续加大,特别是房地产企业的贷款变得难上加难,大多数房地产企业逐步陷入融资不畅、资金紧张局面。在这种背景下,夹层融资作为一种全新、高效的融资模式,开始被房地产企业所接受,有效地拓宽了房地产企业的融资渠道。鉴于此,本文从夹层融资的定义、风险与回报、方式、特点、优劣势及其对房地产融资的作用出发,深入分析了我国房地产企业融资现状及夹层融资的必要性,并根据我国房地产企业使用夹层融资的的现状,结合具体的夹层融资案例,深入探究了目前房地产企业运用夹层融资存在的问题,并对房地产企业进一步完善夹层融资模式提出了若干对策建议,以期为进一步建立健全我国房地产金融体制,积极推进我国房地产业持续稳定健康发展做出一点贡献。
[Abstract]:Since the reform and opening up, China's real estate market has made rapid development, the real estate industry has become an important pillar of our economic development. As a typical capital intensive industry, the financing environment of real estate enterprises has an important role in promoting the development of the industry. At present, the financing mode of Chinese real estate enterprises is mainly owned by own funds and loans. However, there is a serious dependence on bank loans. With the continuous deepening of the national macro-control policies, the policy supervision of the banks and trust institutions has continued to increase, especially in the real estate enterprises, and most of the real estate enterprises are gradually falling into financing. Under this background, interlayer financing, as a new and efficient financing model, has been accepted by real estate enterprises and effectively widens the financing channels of real estate enterprises. In view of this, this article from the definition of interlayer financing, risk and return, mode, special point, advantages and disadvantages and the role of real estate financing. This paper analyzes the financing status of real estate enterprises in China and the necessity of interlayer financing. According to the current situation of the use of interlayer financing in real estate enterprises in China and the specific case of interlayer financing, this paper deeply explores the existing problems in the use of interlayer financing in real estate enterprises, and puts forward the further improvement of the interlayer financing model for real estate enterprises. In order to further establish and improve China's real estate financial system and make positive contributions to the sustainable and stable development of China's real estate industry, some countermeasures and suggestions are put forward.
【学位授予单位】：云南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F275;F299.233.4
本文编号：2137388
[Abstract]:Since the reform and opening up, China's real estate market has made rapid development, the real estate industry has become an important pillar of our economic development. As a typical capital intensive industry, the financing environment of real estate enterprises has an important role in promoting the development of the industry. At present, the financing mode of Chinese real estate enterprises is mainly owned by own funds and loans. However, there is a serious dependence on bank loans. With the continuous deepening of the national macro-control policies, the policy supervision of the banks and trust institutions has continued to increase, especially in the real estate enterprises, and most of the real estate enterprises are gradually falling into financing. Under this background, interlayer financing, as a new and efficient financing model, has been accepted by real estate enterprises and effectively widens the financing channels of real estate enterprises. In view of this, this article from the definition of interlayer financing, risk and return, mode, special point, advantages and disadvantages and the role of real estate financing. This paper analyzes the financing status of real estate enterprises in China and the necessity of interlayer financing. According to the current situation of the use of interlayer financing in real estate enterprises in China and the specific case of interlayer financing, this paper deeply explores the existing problems in the use of interlayer financing in real estate enterprises, and puts forward the further improvement of the interlayer financing model for real estate enterprises. In order to further establish and improve China's real estate financial system and make positive contributions to the sustainable and stable development of China's real estate industry, some countermeasures and suggestions are put forward.
【学位授予单位】：云南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F275;F299.233.4
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